Deluxe Corporation (DLX)

NYQ – Real Time Price. Currency in USD

23.71

-0.13 (-0.55%)

Market open: Aug 12, 2026, 2:27 PM EDT

24.04

+0.20 (0.82%)

Previous after-hours: Aug 11, 2026, 7:59 PM EDT

Stock details

Previous close: 23.765$
Day's range: 23.61 - 23.9$
52-week range: 17.76 - 32.07$
Volume: 41 341
Average volume: 430 748
Beta: 0.59
EPS (TTM): 2.22
PE ratio (TTM): 10.88
Forward P/E: 6.29
Market cap: 1 089 774 713
Shares outstanding: 45 856 289
Dividend yield: $5.03 (5.03%)
Next earnings date: 2026-10-29
Sector: Industrials
Industry: Conglomerates

About the company

Deluxe Corporation provides technology-enabled solutions to small and medium-sized businesses, and financial institutions in the United States and Canada. The company operates through four segments: Merchant Services, B2B Payments, Data Solutions, and Print. It offers credit and debit card authorization and payment systems; processing services to small and medium-sized retail and service businesses, as well as nonprofit and ... read more

CEO: Barry McCarthy
Country: United States
IPO Date
Employees: 4571
Fiscal Year End: January - December
Website: https://www.deluxe.com

Revenue Breakdown

Print / 53.29%

Merchant Services / 18.69%

Data Solutions / 14.41%

News

No Data

There are no news for this stock.

Chart: DLX

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Overall Score

4.7 / 1047%

Octagon View

Strength & Weakness

Total debt $1.5B significantly exceeds cash reserves ($52.4M), raising financial stability concerns

Total current assets $374.1M exceed Total current liabilities $312.9M, highlighting excellent liquidity

Debt-to-equity ratio (2.1) far exceeds the industry average, reflecting over-leverage

Interest coverage ratio (2x) is sufficient but not particularly strong

The company generates positive free cash flow $58.6M, supporting its financial health

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	1.20	2.13	7.0
Quick ratio	1.08	1.31	7.0
Debt to Equity	2.08	2.16	2.0
Debt to Assets	0.57	1.13	4.0
Interest coverage	2.06	109.53	6.0
Weighted average score			5.2

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	2.24B	2.19B	2.12B	2.13B	2.11B
Gross Profit	1.21B	1.17B	1.13B	1.13B	1.11B
Operating Income	213M	219M	219M	259M	265M
Net Income	65M	26M	53M	82M	101M
EBITDA	386M	389M	385M	397M	407M

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	52.03	31.72	10
Operating margin %	11.56	0.03	6.0
Net margin %	3.83	2.19	3.0
EBITDA margin %	18.81	8.30	6.0
Cash flow margin %	16.26	-5.54	8.0
Weighted average score			6.6

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	3.51	-33.68	5.0
ROE	14.07	67.24	7.0
ROIC	4.32	0.92	5.0
ROCE	3.00	-27.38	5.0
Weighted average score			5.5

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	-3.2	-12.23	1.0
Next quarter	-2.71	-5.21	1.0
Current year	-2.62	3.27	2.5
Next year	4	8.62	5.0
Weighted average score			2.4

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	-7.2	-46.64	-17.13	114.65	3.3
Y/Y	-4.2	-14.67	-1.13	110.78	3.3
3y average	-1.56	32.61	-2.64	30.04	5.5
5y average	3.78	241.59	-5.64	8.25	5.3
Weighted average score					4.4

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	11.23	11.92	6.8
PEG (5yr expected)	0.57	3.01	10
P/S	0.53	2.96	8.8
P/B	1.59	10.78	7.6
Weighted average score			8.3

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR3.23%

FCF 5 year CAGR4

Fair value40.58$

Stock price23.74$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	6.22	6.22	10
Payout ratio	32.13	32.13	5.0
5-year dividend growth rate	0.00	0.00	1.0
Years of dividend increase	0.00	0.00	1.0
Weighted average score			4.3

Fair Value

$40.58

UndervaluedStock priceOvervalued

$23.74

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Barry McCarthy

Country

United States

IPO Date

Employees

4571

Fiscal Year End

January - December

Website

https://www.deluxe.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

1.20

2.13

7.0

Quick ratio

1.08

1.31

7.0

Debt to Equity

2.08

2.16

2.0

Debt to Assets

0.57

1.13

4.0

Interest coverage

2.06

109.53

6.0

Weighted average score

5.2

METRIC

2022

2023

2024

2025

TTM

Total Revenue

2.24B

2.19B

2.12B

2.13B

2.11B

Gross Profit

1.21B

1.17B

1.13B

1.11B

Operating Income

213M

219M

259M

265M

Net Income

65M

26M

53M

82M

101M

EBITDA

386M

389M

385M

397M

407M

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

52.03

31.72

Operating margin %

11.56

0.03

6.0

Net margin %

3.83

2.19

3.0

EBITDA margin %

18.81

8.30

6.0

Cash flow margin %

16.26

-5.54

8.0

Weighted average score

6.6

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

3.51

-33.68

5.0

ROE

14.07

67.24

7.0

ROIC

4.32

0.92

5.0

ROCE

3.00

-27.38

5.0

Weighted average score

5.5

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

-3.2

-12.23

1.0

Next quarter

-2.71

-5.21

1.0

Current year

-2.62

3.27

2.5

Next year

8.62

5.0

Weighted average score

2.4

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

-7.2

-46.64

-17.13

114.65

3.3

Y/Y

-4.2

-14.67

-1.13

110.78

3.3

3y average

-1.56

32.61

-2.64

30.04

5.5

5y average

3.78

241.59

-5.64

8.25

5.3

Weighted average score

4.4

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

11.23

11.92

6.8

PEG (5yr expected)

0.57

3.01

P/S

0.53

2.96

8.8

P/B

1.59

10.78

7.6

Weighted average score

8.3

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

6.22

Payout ratio

32.13

5.0

5-year dividend growth rate

0.00

1.0

Years of dividend increase

0.00

1.0

Weighted average score

4.3

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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Deluxe Corporation (DLX)

Stock details

About the company

Revenue Breakdown

News

Chart: DLX

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$40.58

$23.74

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: DLX

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$40.58

$23.74

Economic Moat