Dime Commercial Bancshares, Inc. (DCOM)

NYQ – Real Time Price. Currency in USD

41.08

+0.45 (1.10%)

Market open: Aug 12, 2026, 11:53 AM EDT

40.63

0.00 (0.00%)

Previous after-hours: Aug 11, 2026, 5:19 PM EDT

Stock details

Previous close: 40.32$
Day's range: 40.3 - 41.13$
52-week range: 25.63 - 41.97$
Volume: 295 474
Average volume: 403 337
Beta: 0.28
EPS (TTM): 2.75
PE ratio (TTM): 14.64
Forward P/E: 12.05
Market cap: 1 780 393 829
Shares outstanding: 44 156 593
Dividend yield: $2.48 (2.48%)
Next earnings date: 2026-10-23
Sector: Financials
Industry: Banks - Regional

About the company

Dime Commercial Bancshares, Inc. operates as the holding company for Dime Community Bank that engages in the provision of various commercial banking and financial services in the United Stated. The company accepts time, savings, and demand deposits from the businesses, consumers, and local municipalities. It also provides commercial real estate loans; multi-family mortgage loans; residential mortgage loans; letters of credit... read more

CEO: Stuart Lubow
Country: United States
IPO Date: 1996-06-26
Employees: 902
Fiscal Year End: January - December
Website: https://www.dime.com

Revenue Breakdown

Banking and Related Activities / 100.00%

News

No Data

There are no news for this stock.

Chart: DCOM

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Overall Score

5.4 / 1054%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $655.8M

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.4) is well below the industry average (0.1), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

The company generates positive free cash flow $54.4M, supporting its financial health

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.47	2.82	4.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	0.43	0.05	7.0
Debt to Assets	0.04	0.09	9.0
Interest coverage	N/A	N/A	10
Weighted average score			6.2

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	474M	638M	645M	728M	749M
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	215M	146M	53M	164M	181M
Net Income	151M	95M	29M	109M	127M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	38.03	0.44	10
Net margin %	27.11	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	30.15	0.00	10
Weighted average score			6.4

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	0.71	1.46	2.0
ROE	7.19	14.94	5.0
ROIC	5.51	0.00	6.0
ROCE	N/A	0.00	1.0
Weighted average score			3.5

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	12.52	42.95	9.0
Next quarter	9.3	18.48	7.5
Current year	14.36	29.19	9.0
Next year	10.33	29.65	8.5
Weighted average score			8.5

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	0.88	0.41	6.76	16.57	4.5
Y/Y	4.39	16.95	23.44	159.4	8.3
3y average	16.23	57.37	0.82	11.6	7.0
5y average	26.49	72.53	10.31	56.41	9.3
Weighted average score					7.3

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	14.61	11.16	5.4
PEG (5yr expected)	N/A	98.42	1.0
P/S	3.55	3.37	4.4
P/B	1.27	1.53	6.0
Weighted average score			4.2

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR14.75%

FCF 5 year CAGR4

Fair value77.27$

Stock price40.16$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	3.26	3.26	8.0
Payout ratio	27.16	27.16	4.0
5-year dividend growth rate	6.79	6.79	8.0
Years of dividend increase	2.00	2.00	3.0
Weighted average score			5.8

Fair Value

$77.27

UndervaluedStock priceOvervalued

$40.16

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Stuart Lubow

Country

United States

IPO Date

1996-06-26

Employees

902

Fiscal Year End

January - December

Website

https://www.dime.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.47

2.82

4.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

0.43

0.05

7.0

Debt to Assets

0.04

0.09

9.0

Interest coverage

N/A

Weighted average score

6.2

METRIC

2022

2023

2024

2025

TTM

Total Revenue

474M

638M

645M

728M

749M

Gross Profit

N/A

Operating Income

215M

146M

53M

164M

181M

Net Income

151M

95M

29M

109M

127M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

38.03

0.44

Net margin %

27.11

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

30.15

0.00

Weighted average score

6.4

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

0.71

1.46

2.0

ROE

7.19

14.94

5.0

ROIC

5.51

0.00

6.0

ROCE

N/A

0.00

1.0

Weighted average score

3.5

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

12.52

42.95

9.0

Next quarter

9.3

18.48

7.5

Current year

14.36

29.19

9.0

Next year

10.33

29.65

8.5

Weighted average score

8.5

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

0.88

0.41

6.76

16.57

4.5

Y/Y

4.39

16.95

23.44

159.4

8.3

3y average

16.23

57.37

0.82

11.6

7.0

5y average

26.49

72.53

10.31

56.41

9.3

Weighted average score

7.3

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

14.61

11.16

5.4

PEG (5yr expected)

N/A

98.42

1.0

P/S

3.55

3.37

4.4

P/B

1.27

1.53

6.0

Weighted average score

4.2

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

3.26

8.0

Payout ratio

27.16

4.0

5-year dividend growth rate

6.79

8.0

Years of dividend increase

2.00

3.0

Weighted average score

5.8

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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Dime Commercial Bancshares, Inc. (DCOM)

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Dime Commercial Bancshares, Inc. (DCOM)

Stock details

About the company

Revenue Breakdown

News

Chart: DCOM

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$77.27

$40.16

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: DCOM

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$77.27

$40.16

Economic Moat