CVB Financial Corp. (CVBF)

NMS – Real Time Price. Currency in USD

23.02

+0.20 (0.90%)

Market open: Aug 12, 2026, 1:32 PM EDT

22.82

0.00 (0.00%)

Previous after-hours: Aug 11, 2026, 7:34 PM EDT

Stock details

Previous close: 22.82$
Day's range: 22.42 - 22.86$
52-week range: 17.95 - 23.37$
Volume: 1 342 865
Average volume: 1 386 303
Beta: 0.32
EPS (TTM): 1.45
PE ratio (TTM): 15.78
Forward P/E: 15.2
Market cap: 4 016 261 448
Shares outstanding: 175 997 434
Dividend yield: $3.51 (3.51%)
Next earnings date: 2026-10-28
Sector: Financials
Industry: Banks - Regional

About the company

CVB Financial Corp. operates as bank holding company for Citizens Business Bank, National Association, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. The company offers checking, savings, money market, and certificates of time deposit products for business and personal accounts, municipalities and districts, and specialized deposit products for title and e... read more

CEO: David Brager
Country: United States
IPO Date
Employees: 1079
Fiscal Year End: January - December
Website: https://www.cbbank.com

Revenue Breakdown

Traditional Banking / 100.00%

News

No Data

There are no news for this stock.

Chart: CVBF

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Overall Score

4.7 / 1047%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $1.1B

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.3) is well below the industry average (0.1), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.11	2.82	2.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	0.35	0.05	7.0
Debt to Assets	0.05	0.09	9.0
Interest coverage	N/A	N/A	10
Weighted average score			5.8

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	562M	666M	684M	648M	713M
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	332M	315M	271M	283M	311M
Net Income	234M	220M	199M	208M	206M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	53.75	0.44	10
Net margin %	26.90	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	N/A	0.00	1.0
Weighted average score			4.6

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	1.28	1.46	3.0
ROE	8.78	14.94	6.0
ROIC	7.14	0.00	6.0
ROCE	N/A	0.00	1.0
Weighted average score			4.0

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	49.89	3.51	7.0
Next quarter	45.58	10.83	8.5
Current year	35.7	-1.21	5.5
Next year	14	31.52	9.0
Weighted average score			7.5

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	34.12	-4.68	-23.67	41.84	5.5
Y/Y	37.86	-3.9	-19.43	48.66	5.5
3y average	5.34	-3.66	-2.87	-6.2	2.0
5y average	6.99	3.87	3.68	5.56	4.5
Weighted average score					4.4

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	15.67	11.16	4.8
PEG (5yr expected)	N/A	98.42	1.0
P/S	5.65	3.37	3.2
P/B	1.25	1.53	6.0
Weighted average score			3.8

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR9.9%

FCF 5 year CAGR4

Fair value40.35$

Stock price22.91$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	4.01	4.01	9.0
Payout ratio	51.67	51.67	9.0
5-year dividend growth rate	6.79	6.79	8.0
Years of dividend increase	0.00	0.00	1.0
Weighted average score			6.8

Fair Value

$40.35

UndervaluedStock priceOvervalued

$22.91

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

David Brager

Country

United States

IPO Date

Employees

1079

Fiscal Year End

January - December

Website

https://www.cbbank.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.11

2.82

2.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

0.35

0.05

7.0

Debt to Assets

0.05

0.09

9.0

Interest coverage

N/A

Weighted average score

5.8

METRIC

2022

2023

2024

2025

TTM

Total Revenue

562M

666M

684M

648M

713M

Gross Profit

N/A

Operating Income

332M

315M

271M

283M

311M

Net Income

234M

220M

199M

208M

206M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

53.75

0.44

Net margin %

26.90

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

N/A

0.00

1.0

Weighted average score

4.6

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

1.28

1.46

3.0

ROE

8.78

14.94

6.0

ROIC

7.14

0.00

6.0

ROCE

N/A

0.00

1.0

Weighted average score

4.0

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

49.89

3.51

7.0

Next quarter

45.58

10.83

8.5

Current year

35.7

-1.21

5.5

Next year

31.52

9.0

Weighted average score

7.5

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

34.12

-4.68

-23.67

41.84

5.5

Y/Y

37.86

-3.9

-19.43

48.66

5.5

3y average

5.34

-3.66

-2.87

-6.2

2.0

5y average

6.99

3.87

3.68

5.56

4.5

Weighted average score

4.4

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

15.67

11.16

4.8

PEG (5yr expected)

N/A

98.42

1.0

P/S

5.65

3.37

3.2

P/B

1.25

1.53

6.0

Weighted average score

3.8

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

4.01

9.0

Payout ratio

51.67

9.0

5-year dividend growth rate

6.79

8.0

Years of dividend increase

0.00

1.0

Weighted average score

6.8

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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CVB Financial Corp. (CVBF)

Stock details

About the company

Revenue Breakdown

News

Chart: CVBF

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$40.35

$22.91

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: CVBF

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$40.35

$22.91

Economic Moat