C
ChoiceOne Financial Services, Inc. (COFS)
NCM – Real Time Price. Currency in USD
30.87
-0.07 (-0.23%)
At close: May 12, 2026, 4:00 PM EDT
31.04
+0.17 (0.55%)
Pre-market: May 13, 2026, 5:07 AM EDT
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NCM – Real Time Price. Currency in USD
30.87
-0.07 (-0.23%)
At close: May 12, 2026, 4:00 PM EDT
31.04
+0.17 (0.55%)
Pre-market: May 13, 2026, 5:07 AM EDT
No Data
There are no news for this stock.
Cash reserves $0.0 barely cover the upcoming debt maturities $233.4M
Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity
Debt-to-equity ratio (0.5) is well below the industry average (0.1), showcasing prudent financial management
The company has no interest-bearing debt, showcasing excellent financial strength
| NAME | RATIO | INDUSTRY | 5Y TREND | SCORE |
|---|---|---|---|---|
| Current ratio | 0.09 | 2.82 | 1.0 | |
| Quick ratio | N/A | 2.82 | 1.0 | |
| Debt to Equity | 0.50 | 0.05 | 7.0 | |
| Debt to Assets | 0.05 | 0.09 | 9.0 | |
| Interest coverage | N/A | N/A | 10 | |
| Weighted average score | 5.6 | |||
| METRIC | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Total Revenue | 90M | 114M | 139M | 227M | 241M |
| Gross Profit | N/A | N/A | N/A | N/A | N/A |
| Operating Income | 28M | 26M | 34M | 52M | 69M |
| Net Income | 24M | 21M | 27M | 28M | 56M |
| EBITDA | N/A | N/A | N/A | N/A | N/A |
| NAME | REVENUE GROWTH | EPS GROWTH | SCORE |
|---|---|---|---|
| Current quarter | 1.46 | -3.3 | 2.0 |
| Next quarter | -0.77 | -6.87 | 1.0 |
| Current year | 8.11 | -1.99 | 3.5 |
| Next year | 3.69 | 2.13 | 3.5 |
| Weighted average score | 2.5 | ||
| NAME | REVENUE | NET INCOME | EPS | FCF | SCORE |
|---|---|---|---|---|---|
| Q/Q | -2.64 | -1.17 | -1.08 | N/A | 1.0 |
| Y/Y | 31.92 | 198.55 | 5.81 | N/A | 6.5 |
| 3y average | 37.27 | 7.03 | 14.35 | -14.03 | 6.0 |
| 5y average | 25.2 | 13.9 | N/A | 54.95 | 7.3 |
| Weighted average score | 5.2 | ||||
| NAME | CURRENT | INDUSTRY | SCORE |
|---|---|---|---|
| Dividend yield | 3.63 | 3.63 | 8.0 |
| Payout ratio | 32.03 | 32.03 | 5.0 |
| 5-year dividend growth rate | 6.43 | 6.43 | 8.0 |
| Years of dividend increase | 13.00 | 13.00 | 8.0 |
| Weighted average score | 7.3 | ||
| NAME | SCALE | SCORE |
|---|---|---|
| Market share | None | 1.0 |
| Intangible assets | None | 1.0 |
| Switching costs | None | 1.0 |
| Network effect | None | 1.0 |
| Economies of scale | None | 1.0 |
| Weighted average score | 1.0 | |