C
Civista Bancshares, Inc. (CIVB)
NCM – Real Time Price. Currency in USD
24.54
-0.18 (-0.73%)
At close: May 12, 2026, 4:00 PM EDT
24.65
+0.11 (0.45%)
Pre-market: May 13, 2026, 4:09 AM EDT
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NCM – Real Time Price. Currency in USD
24.54
-0.18 (-0.73%)
At close: May 12, 2026, 4:00 PM EDT
24.65
+0.11 (0.45%)
Pre-market: May 13, 2026, 4:09 AM EDT
No Data
There are no news for this stock.
Cash reserves $0.0 barely cover the upcoming debt maturities $208.6M
Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity
Debt-to-equity ratio (0.4) is well below the industry average (0.1), showcasing prudent financial management
The company has no interest-bearing debt, showcasing excellent financial strength
| NAME | RATIO | INDUSTRY | 5Y TREND | SCORE |
|---|---|---|---|---|
| Current ratio | 0.07 | 2.82 | 1.0 | |
| Quick ratio | N/A | 2.82 | 1.0 | |
| Debt to Equity | 0.38 | 0.05 | 7.0 | |
| Debt to Assets | 0.05 | 0.09 | 9.0 | |
| Interest coverage | N/A | N/A | 10 | |
| Weighted average score | 5.6 | |||
| METRIC | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Total Revenue | 155M | 220M | 244M | 255M | 259M |
| Gross Profit | N/A | N/A | N/A | N/A | N/A |
| Operating Income | 47M | 51M | 37M | 55M | 61M |
| Net Income | 39M | 41M | 31M | 46M | 51M |
| EBITDA | N/A | N/A | N/A | N/A | N/A |
| NAME | REVENUE GROWTH | EPS GROWTH | SCORE |
|---|---|---|---|
| Current quarter | 16.13 | -6.1 | 5.0 |
| Next quarter | 11.68 | 2.45 | 5.0 |
| Current year | 13.12 | 1.25 | 5.5 |
| Next year | 5.03 | 2.71 | 4.5 |
| Weighted average score | 5.0 | ||
| NAME | REVENUE | NET INCOME | EPS | FCF | SCORE |
|---|---|---|---|---|---|
| Q/Q | -0.58 | 21.87 | -1.32 | N/A | 3.3 |
| Y/Y | 5.92 | 47.78 | 12.12 | N/A | 5.8 |
| 3y average | 19.04 | 9.91 | 5.82 | 97.33 | 7.5 |
| 5y average | 15.54 | 10.39 | 9.56 | 48.43 | 8.0 |
| Weighted average score | 6.2 | ||||
| NAME | CURRENT | INDUSTRY | SCORE |
|---|---|---|---|
| Dividend yield | 3.23 | 3.23 | 8.0 |
| Payout ratio | 25.74 | 25.74 | 4.0 |
| 5-year dividend growth rate | 8.61 | 8.61 | 9.0 |
| Years of dividend increase | 4.00 | 4.00 | 4.0 |
| Weighted average score | 6.3 | ||
| NAME | SCALE | SCORE |
|---|---|---|
| Market share | None | 1.0 |
| Intangible assets | None | 1.0 |
| Switching costs | None | 1.0 |
| Network effect | None | 1.0 |
| Economies of scale | None | 1.0 |
| Weighted average score | 1.0 | |