C
Citizens, Inc. (CIA)
NYQ – Real Time Price. Currency in USD
5.13
-0.08 (-1.54%)
At close: May 12, 2026, 4:00 PM EDT
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NYQ – Real Time Price. Currency in USD
5.13
-0.08 (-1.54%)
At close: May 12, 2026, 4:00 PM EDT
No Data
There are no news for this stock.
Company's cash reserves $23.0M significantly exceed its total debt $7.9M, ensuring strong financial flexibility
Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity
Debt-to-equity ratio (0.0) is well below the industry average (0.9), showcasing prudent financial management
The company has no interest-bearing debt, showcasing excellent financial strength
The company generates positive free cash flow $9.0M, supporting its financial health
| NAME | RATIO | INDUSTRY | 5Y TREND | SCORE |
|---|---|---|---|---|
| Current ratio | 22.12 | 48.60 | 10 | |
| Quick ratio | N/A | 44.48 | 1.0 | |
| Debt to Equity | 0.03 | 0.88 | 9.0 | |
| Debt to Assets | 0.00 | 0.06 | 10 | |
| Interest coverage | N/A | 28.84 | 10 | |
| Weighted average score | 8.0 | |||
| METRIC | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Total Revenue | 233M | 241M | 245M | 256M | 256M |
| Gross Profit | N/A | N/A | N/A | N/A | N/A |
| Operating Income | 27M | 26M | 15M | 17M | 17M |
| Net Income | 26M | 24M | 15M | 15M | 15M |
| EBITDA | N/A | N/A | N/A | N/A | N/A |
| NAME | REVENUE GROWTH | EPS GROWTH | SCORE |
|---|---|---|---|
| Current quarter | 4.56 | 150 | 7.0 |
| Next quarter | 2.22 | -12.5 | 2.0 |
| Current year | 2.14 | 7.14 | 4.0 |
| Next year | 4.47 | 20 | 6.5 |
| Weighted average score | 4.9 | ||
| NAME | REVENUE | NET INCOME | EPS | FCF | SCORE |
|---|---|---|---|---|---|
| Q/Q | 14.75 | 203.6 | 57.14 | 94.91 | 9.5 |
| Y/Y | 13.54 | 102.65 | 57.14 | -16.15 | 7.3 |
| 3y average | 3.21 | -15.7 | -21.5 | -20.39 | 1.8 |
| 5y average | 1.46 | 71.67 | N/A | -7.19 | 3.8 |
| Weighted average score | 5.6 | ||||
| NAME | CURRENT | INDUSTRY | SCORE |
|---|---|---|---|
| Dividend yield | 0.00 | N/A | 1.0 |
| Payout ratio | 0.00 | N/A | 1.0 |
| 5-year dividend growth rate | N/A | N/A | 1.0 |
| Years of dividend increase | N/A | N/A | 1.0 |
| Weighted average score | 1.0 | ||
| NAME | SCALE | SCORE |
|---|---|---|
| Market share | None | 1.0 |
| Intangible assets | None | 1.0 |
| Switching costs | None | 1.0 |
| Network effect | None | 1.0 |
| Economies of scale | None | 1.0 |
| Weighted average score | 1.0 | |