C
Community Financial System, Inc. (CBU)
NYQ – Real Time Price. Currency in USD
62.45
-0.01 (-0.02%)
At close: May 12, 2026, 4:00 PM EDT
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NYQ – Real Time Price. Currency in USD
62.45
-0.01 (-0.02%)
At close: May 12, 2026, 4:00 PM EDT
No Data
There are no news for this stock.
Cash reserves $0.0 barely cover the upcoming debt maturities $647.3M
Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity
Debt-to-equity ratio (0.3) is well below the industry average (0.1), showcasing prudent financial management
The company has no interest-bearing debt, showcasing excellent financial strength
| NAME | RATIO | INDUSTRY | 5Y TREND | SCORE |
|---|---|---|---|---|
| Current ratio | 0.15 | 2.82 | 2.0 | |
| Quick ratio | N/A | 2.82 | 1.0 | |
| Debt to Equity | 0.32 | 0.05 | 7.0 | |
| Debt to Assets | 0.04 | 0.09 | 9.0 | |
| Interest coverage | N/A | N/A | 10 | |
| Weighted average score | 5.8 | |||
| METRIC | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Total Revenue | 704M | 757M | 944M | 1.01B | 1.03B |
| Gross Profit | N/A | N/A | N/A | N/A | N/A |
| Operating Income | 247M | 179M | 242M | 281M | 291M |
| Net Income | 188M | 131M | 182M | 210M | 217M |
| EBITDA | N/A | N/A | N/A | N/A | N/A |
| NAME | REVENUE GROWTH | EPS GROWTH | SCORE |
|---|---|---|---|
| Current quarter | 11.1 | 13.46 | 7.5 |
| Next quarter | 10.52 | 14.68 | 7.5 |
| Current year | 9.8 | 13.24 | 7.0 |
| Next year | 7.75 | 12.39 | 6.5 |
| Weighted average score | 7.1 | ||
| NAME | REVENUE | NET INCOME | EPS | FCF | SCORE |
|---|---|---|---|---|---|
| Q/Q | -1.75 | 5.56 | 2.68 | -26.19 | 2.8 |
| Y/Y | 6.38 | 15.79 | 17.35 | 5.18 | 7.0 |
| 3y average | 13.08 | 7.89 | 7.51 | 4.98 | 6.0 |
| 5y average | 10.6 | 7.61 | 5.11 | 7.23 | 5.8 |
| Weighted average score | 5.4 | ||||
| NAME | CURRENT | INDUSTRY | SCORE |
|---|---|---|---|
| Dividend yield | 3.18 | 3.18 | 8.0 |
| Payout ratio | 39.28 | 39.28 | 6.0 |
| 5-year dividend growth rate | 2.30 | 2.30 | 4.0 |
| Years of dividend increase | 34.00 | 34.00 | 10 |
| Weighted average score | 7.0 | ||
| NAME | SCALE | SCORE |
|---|---|---|
| Market share | None | 1.0 |
| Intangible assets | None | 1.0 |
| Switching costs | None | 1.0 |
| Network effect | None | 1.0 |
| Economies of scale | None | 1.0 |
| Weighted average score | 1.0 | |