C
Community Financial System, Inc. (CBU)
NYQ – Real Time Price. Currency in USD
65.01
+0.13 (0.20%)
Market open: Aug 12, 2026, 11:09 AM EDT
64.88
0.00 (0.00%)
Previous after-hours: Aug 11, 2026, 7:34 PM EDT
Find any stock by ticker or company name

NYQ – Real Time Price. Currency in USD
65.01
+0.13 (0.20%)
Market open: Aug 12, 2026, 11:09 AM EDT
64.88
0.00 (0.00%)
Previous after-hours: Aug 11, 2026, 7:34 PM EDT
No Data
There are no news for this stock.
Cash reserves $0.0 barely cover the upcoming debt maturities $764.1M
Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity
Debt-to-equity ratio (0.4) is well below the industry average (0.1), showcasing prudent financial management
The company has no interest-bearing debt, showcasing excellent financial strength
| NAME | RATIO | INDUSTRY | 5Y TREND | SCORE |
|---|---|---|---|---|
| Current ratio | 0.07 | 2.82 | 1.0 | |
| Quick ratio | N/A | 2.82 | 1.0 | |
| Debt to Equity | 0.37 | 0.05 | 7.0 | |
| Debt to Assets | 0.04 | 0.09 | 9.0 | |
| Interest coverage | N/A | N/A | 10 | |
| Weighted average score | 5.6 | |||
| METRIC | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Total Revenue | 704M | 757M | 944M | 1.01B | 1.04B |
| Gross Profit | N/A | N/A | N/A | N/A | N/A |
| Operating Income | 247M | 179M | 242M | 281M | 305M |
| Net Income | 188M | 131M | 182M | 210M | 227M |
| EBITDA | N/A | N/A | N/A | N/A | N/A |
| NAME | REVENUE GROWTH | EPS GROWTH | SCORE |
|---|---|---|---|
| Current quarter | 9.53 | 8.72 | 6.0 |
| Next quarter | 7.27 | 7.59 | 5.5 |
| Current year | 9.44 | 8.39 | 6.0 |
| Next year | 7.73 | 13.12 | 7.0 |
| Weighted average score | 6.1 | ||
| NAME | REVENUE | NET INCOME | EPS | FCF | SCORE |
|---|---|---|---|---|---|
| Q/Q | 1.81 | 7.56 | 0.87 | -2.05 | 3.0 |
| Y/Y | 6.58 | 20.05 | 11.54 | 16.06 | 7.8 |
| 3y average | 13.08 | 7.89 | 7.51 | 4.98 | 6.0 |
| 5y average | 10.6 | 7.61 | 5.11 | 7.23 | 5.8 |
| Weighted average score | 5.7 | ||||
| NAME | CURRENT | INDUSTRY | SCORE |
|---|---|---|---|
| Dividend yield | 3.18 | 3.18 | 8.0 |
| Payout ratio | 39.28 | 39.28 | 6.0 |
| 5-year dividend growth rate | 2.30 | 2.30 | 4.0 |
| Years of dividend increase | 34.00 | 34.00 | 10 |
| Weighted average score | 7.0 | ||
| NAME | SCALE | SCORE |
|---|---|---|
| Market share | None | 1.0 |
| Intangible assets | None | 1.0 |
| Switching costs | None | 1.0 |
| Network effect | None | 1.0 |
| Economies of scale | None | 1.0 |
| Weighted average score | 1.0 | |