Carver Bancorp, Inc. (CARV)

OQB – Real Time Price. Currency in USD

1.60

0.00 (0.00%)

At close: May 12, 2026, 4:00 PM EDT

Stock details

Previous close: 1.65$
Day's range: 1.58 - 1.65$
52-week range: 1.07 - 3.85$
Volume: 3 723
Average volume: 7 607
Beta: 0.31
EPS (TTM): -1.73
PE ratio (TTM): N/A
Forward P/E: N/A
Market cap: 8 407 169
Shares outstanding: 5 095 254
Dividend yield: N/A
Next earnings date: N/A
Sector: Financials
Industry: Banks - Regional

About the company

Carver Bancorp, Inc. operates as the holding company for Carver Federal Savings Bank that provides consumer and commercial banking services for consumers, businesses, non-profit organizations, and governmental and quasi-governmental agencies primarily in New York. It accepts various deposit products, including demand, savings, and time deposits; passbook and statement accounts, and certificates of deposit; and individual reti... read more

CEO: Donald Felix
Country: United States
IPO Date: 1994-08-16
Employees: 109
Fiscal Year End: April - March
Website: https://www.carverbank.com

Revenue Breakdown

No Data

Revenue breakdown data has not been calculated yet.

News

No Data

There are no news for this stock.

Chart: CARV

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Overall Score

2.5 / 1025%

Financial Strength

4.8

Profitability

Effectiveness

Growth

4.1

Forecast

Valuation

5.7

Dividend

Economic Moat

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $75.4M

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (3.0) far exceeds the industry average, reflecting over-leverage

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.18	2.82	2.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	2.97	0.05	2.0
Debt to Assets	0.11	0.09	9.0
Interest coverage	N/A	N/A	10
Weighted average score			4.8

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2021	2022	2023	2024	TTM
Total Revenue	28M	31M	38M	37M	40M
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	-3M	-5M	-6M	-14M	-9M
Net Income	-847K	-4M	-3M	-14M	-9M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	-29.57	0.44	1.0
Net margin %	-25.15	32.70	1.0
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	N/A	0.00	1.0
Weighted average score			1.0

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	-1.67	1.46	1.0
ROE	-36.48	14.94	1.0
ROIC	-16.72	0.00	1.0
ROCE	N/A	0.00	1.0
Weighted average score			1.0

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	N/A	N/A	1.0
Next quarter	N/A	N/A	1.0
Current year	N/A	N/A	1.0
Next year	N/A	N/A	1.0
Weighted average score			1.0

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	2.69	29.74	N/A	N/A	4.0
Y/Y	28.18	69.76	N/A	N/A	5.5
3y average	10.26	-249.62	N/A	-101.83	2.5
5y average	8.29	-128.48	N/A	39.77	4.5
Weighted average score					4.1

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	10.73	11.16	6.8
PEG (5yr expected)	N/A	98.42	1.0
P/S	0.38	3.37	9.4
P/B	1.68	1.53	5.6
Weighted average score			5.7

DCF Model

DCF Model PeriodN/A

Discount rateN/A

Perpetual growth rateN/A

Revenue 5 year CAGRN/A

FCF 5 year CAGRN/A

Fair valueN/A

Stock price1.65$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	0.00	N/A	1.0
Payout ratio	0.00	N/A	1.0
5-year dividend growth rate	N/A	N/A	1.0
Years of dividend increase	N/A	N/A	1.0
Weighted average score			1.0

Fair Value

$1

UndervaluedStock priceOvervalued

$1.65

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Donald Felix

Country

United States

IPO Date

1994-08-16

Employees

109

Fiscal Year End

April - March

Website

https://www.carverbank.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.18

2.82

2.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

2.97

0.05

2.0

Debt to Assets

0.11

0.09

9.0

Interest coverage

N/A

Weighted average score

4.8

METRIC

2021

2022

2023

2024

TTM

Total Revenue

28M

31M

38M

37M

40M

Gross Profit

N/A

Operating Income

-3M

-5M

-6M

-14M

-9M

Net Income

-847K

-4M

-3M

-14M

-9M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

-29.57

0.44

1.0

Net margin %

-25.15

32.70

1.0

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

N/A

0.00

1.0

Weighted average score

1.0

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

-1.67

1.46

1.0

ROE

-36.48

14.94

1.0

ROIC

-16.72

0.00

1.0

ROCE

N/A

0.00

1.0

Weighted average score

1.0

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

N/A

1.0

Next quarter

N/A

1.0

Current year

N/A

1.0

Next year

N/A

1.0

Weighted average score

1.0

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

2.69

29.74

N/A

4.0

Y/Y

28.18

69.76

N/A

5.5

3y average

10.26

-249.62

N/A

-101.83

2.5

5y average

8.29

-128.48

N/A

39.77

4.5

Weighted average score

4.1

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

10.73

11.16

6.8

PEG (5yr expected)

N/A

98.42

1.0

P/S

0.38

3.37

9.4

P/B

1.68

1.53

5.6

Weighted average score

5.7

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

0.00

N/A

1.0

Payout ratio

0.00

N/A

1.0

5-year dividend growth rate

N/A

1.0

Years of dividend increase

N/A

1.0

Weighted average score

1.0

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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Carver Bancorp, Inc. (CARV)

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Carver Bancorp, Inc. (CARV)

Stock details

About the company

Revenue Breakdown

No Data

News

Chart: CARV

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$1

$1.65

Economic Moat

Stock details

About the company

Revenue Breakdown

No Data

News

Chart: CARV

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$1

$1.65

Economic Moat