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While subdued asset quality and macro uncertainty are concerns, lower rates and easier lending criteria are expected to boost the Zacks Consumer Loans industry's prospects. So, firms like CACC, ENVA and ECPG are poised to gain.

Southfield, Michigan, March 19, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced that Steffen Schumann has joined the Company as Chief Business Officer, reporting to Chief Executive Officer Vinayak Hegde. In this newly created role, Schumann will help drive growth by further strengthening enterprise strategy, unit economics, and enterprise performance management systems.

Writing on X, Citron said critics have the comparison to goeasy completely backwards.

Credit Acceptance shares climb after Q4 earnings beat, as revenue gains offset higher expenses and provisions.

Credit Acceptance Corporation (CACC) Q4 2025 Earnings Call Transcript

Credit Acceptance (CACC) came out with quarterly earnings of $11.35 per share, beating the Zacks Consensus Estimate of $10.3 per share. This compares to earnings of $12.26 per share a year ago.

Southfield, Michigan, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced consolidated net income of $122.0 million, or $10.99 per diluted share, for the three months ended December 31, 2025. Adjusted net income, a non-GAAP financial measure, for the three months ended December 31, 2025 was $126.0 million, or $11.35 per diluted share. The following table summarizes our financial results: