C - Citigroup Inc. Stock Analysis

C - Citigroup Inc. Stock Analysis | Finranks

Stock details

Previous close: 107.38$
Day's range: 106.96 - 111.86$
52-week range: 55.51 - 125.16$
Volume: 23 142 472
Average volume: 16 156 769
Beta: 1.52
EPS (TTM): 7.08
PE ratio (TTM): 15.41
Market cap: 187 841 866 165
Shares outstanding: 1 749 318 925
Dividend yield: $2.20 (2.2%)
Next earnings date: 2026-04-14
Sector: Financials
Industry: Banks - Diversified

About the company

Citigroup Inc., a diversified financial service holding company, provides various financial products and services to consumers, corporations, governments, and institutions. It operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth. The Services segment includes treasury and trade solutions, which provides cash management, trade, and working capital solutions to multinational corporations... read more

CEO: Jane Fraser
Country: United States
IPO Date
Employees: 226000
Fiscal Year End: January - December
Website: https://www.citigroup.com

Revenue Breakdown

Markets / 25.78%

Services / 24.94%

United States Personal Banking / 24.61%

News

No Data

There are no news for this stock.

Chart: C

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Overall Score

5.3 / 1053%

Financial Strength

5.4

Profitability

3.4

Effectiveness

3.3

Growth

5.4

Forecast

7.3

Valuation

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	1.49	0.80	7.0
Quick ratio	N/A	0.70	1.0
Debt to Equity	3.39	0.12	2.0
Debt to Assets	0.27	0.21	7.0
Interest coverage	N/A	0.04	10
Weighted average score			5.4

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	101.59B	157.10B	170.98B	169.16B	170.78B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	19.30B	14.02B	17.73B	20.17B	20.17B
Net Income	14.73B	9.05B	12.51B	14.13B	14.13B
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	98.11	1.0
Operating margin %	9.58	0.40	5.0
Net margin %	5.77	31.67	5.0
EBITDA margin %	N/A	-0.68	1.0
Cash flow margin %	8.69	0.13	5.0
Weighted average score			3.4

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	0.56	0.86	2.0
ROE	6.64	11.43	5.0
ROIC	2.79	10.56	5.0
ROCE	N/A	0.01	1.0
Weighted average score			3.3

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	6.61	32.92	7.5
Next quarter	5.15	31.44	7.5
Current year	6.5	47.52	7.5
Next year	3.93	17.55	6.5
Weighted average score			7.3

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	-3.9	-34.45	-36.01	117.09	3.3
Y/Y	2.59	-13.68	-11.18	-62.27	1.8
3y average	20.8	4.23	7.48	134.38	7.3
5y average	15.86	15.78	19.94	64.82	9.3
Weighted average score					5.4

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	15.67	13.27	5.2
PEG (5yr expected)	0.80	2.15	9.0
P/S	2.41	3.79	5.6
P/B	1.00	1.44	8.0
Weighted average score			7.0

DCF Model

DCF Model PeriodN/A

Discount rateN/A

Perpetual growth rateN/A

Revenue 5 year CAGRN/A

FCF 5 year CAGRN/A

Fair value$

Stock price107.38$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	2.55	2.55	7.0
Payout ratio	24.40	24.40	4.0
5-year dividend growth rate	2.61	2.61	4.0
Years of dividend increase	3.00	3.00	3.0
Weighted average score			4.5

Economic Moat

NAME	SCALE	SCORE
Market share	Medium	7.0
Intangible assets	Medium	6.0
Switching costs	Medium	6.0
Network effect	Narrow	4.0
Economies of scale	Wide	8.0
Weighted average score		6.2

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Stock details

About the company

Revenue Breakdown

News

Chart: C

Overall Score

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Economic Moat

Octagon View

Strength & Weakness

Fair Value

$1

$107.38