Broadway Financial Corporation (BYFC)

NCM – Real Time Price. Currency in USD

10.38

+0.80 (8.35%)

At close: Jun 26, 2026, 4:00 PM EDT

10.29

-0.09 (-0.87%)

After-hours: Jun 26, 2026, 6:03 PM EDT

Stock details

Previous close: 10.38$
Day's range: 9.72 - 10.38$
52-week range: 5.51 - 10.46$
Volume: 5 679
Average volume: 8 544
Beta: 0.71
EPS (TTM): -2.78
PE ratio (TTM): N/A
Forward P/E: N/A
Market cap: 96 309 904
Shares outstanding: 9 278 411
Dividend yield: N/A
Next earnings date: N/A
Sector: Financials
Industry: Banks - Regional

About the company

Broadway Financial Corporation operates as the holding company for City First Bank, National Association that provides various banking products and services in the United States. It offers deposit products, including savings accounts, checking accounts, interest checking accounts, money market accounts, and fixed-term certificates of deposit. The company also provides mortgage loans, which are secured by multi-family residen... read more

CEO: Brian Argrett
Country: United States
IPO Date: 1996-01-09
Employees: 98
Fiscal Year End: January - December
Website: https://www.cityfirstbank.com

Revenue Breakdown

Banking / 100.00%

News

No Data

There are no news for this stock.

Chart: BYFC

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Overall Score

3 / 1030%

Financial Strength

5.8

Profitability

4.4

Effectiveness

Growth

5.2

Forecast

Valuation

4.6

Dividend

Economic Moat

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $81.2M

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.3) is well below the industry average (0.1), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

The company generates positive free cash flow $1.1M, supporting its financial health

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.03	2.82	1.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	0.31	0.05	8.0
Debt to Assets	0.06	0.09	9.0
Interest coverage	N/A	N/A	10
Weighted average score			5.8

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	37M	53M	66M	63M	64M
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	8M	7M	3M	1M	6M
Net Income	6M	4M	2M	-25M	-21M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	13.84	0.44	7.0
Net margin %	12.05	32.70	9.0
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	6.75	0.00	4.0
Weighted average score			4.4

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	-1.27	1.46	1.0
ROE	-6.19	14.94	1.0
ROIC	-4.41	0.00	1.0
ROCE	N/A	0.00	1.0
Weighted average score			1.0

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	N/A	N/A	1.0
Next quarter	N/A	N/A	1.0
Current year	N/A	N/A	1.0
Next year	N/A	N/A	1.0
Weighted average score			1.0

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	-1.69	12.1	N/A	146.24	4.8
Y/Y	10.8	143.77	N/A	125.07	7.0
3y average	20.39	-489.35	N/A	-53.64	3.3
5y average	28.99	-352.1	N/A	197.03	5.5
Weighted average score					5.2

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	21.41	11.16	3.8
PEG (5yr expected)	N/A	98.42	1.0
P/S	2.48	3.37	5.2
P/B	0.86	1.53	8.4
Weighted average score			4.6

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR28.98%

FCF 5 year CAGR4

Fair value27.62$

Stock price10.38$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	0.00	N/A	1.0
Payout ratio	0.00	N/A	1.0
5-year dividend growth rate	N/A	N/A	1.0
Years of dividend increase	N/A	N/A	1.0
Weighted average score			1.0

Fair Value

$27.62

UndervaluedStock priceOvervalued

$10.38

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Brian Argrett

Country

United States

IPO Date

1996-01-09

Employees

Fiscal Year End

January - December

Website

https://www.cityfirstbank.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.03

2.82

1.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

0.31

0.05

8.0

Debt to Assets

0.06

0.09

9.0

Interest coverage

N/A

Weighted average score

5.8

METRIC

2022

2023

2024

2025

TTM

Total Revenue

37M

53M

66M

63M

64M

Gross Profit

N/A

Operating Income

Net Income

-25M

-21M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

13.84

0.44

7.0

Net margin %

12.05

32.70

9.0

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

6.75

0.00

4.0

Weighted average score

4.4

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

-1.27

1.46

1.0

ROE

-6.19

14.94

1.0

ROIC

-4.41

0.00

1.0

ROCE

N/A

0.00

1.0

Weighted average score

1.0

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

N/A

1.0

Next quarter

N/A

1.0

Current year

N/A

1.0

Next year

N/A

1.0

Weighted average score

1.0

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

-1.69

12.1

N/A

146.24

4.8

Y/Y

10.8

143.77

N/A

125.07

7.0

3y average

20.39

-489.35

N/A

-53.64

3.3

5y average

28.99

-352.1

N/A

197.03

5.5

Weighted average score

5.2

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

21.41

11.16

3.8

PEG (5yr expected)

N/A

98.42

1.0

P/S

2.48

3.37

5.2

P/B

0.86

1.53

8.4

Weighted average score

4.6

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

0.00

N/A

1.0

Payout ratio

0.00

N/A

1.0

5-year dividend growth rate

N/A

1.0

Years of dividend increase

N/A

1.0

Weighted average score

1.0

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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Broadway Financial Corporation (BYFC)

Stock details

About the company

Revenue Breakdown

News

Chart: BYFC

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$27.62

$10.38

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: BYFC

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$27.62

$10.38

Economic Moat