Banco Santander (Brasil) S.A. (BSBR)

NYQ – Real Time Price. Currency in USD

5.78

+0.03 (0.43%)

Market open: Aug 12, 2026, 11:25 AM EDT

5.75

0.00 (0.00%)

Previous after-hours: Aug 11, 2026, 7:34 PM EDT

Stock details

Previous close: 5.75$
Day's range: 5.73 - 5.85$
52-week range: 4.75 - 7.32$
Volume: 8 786 147
Average volume: 5 387 620
Beta: 1.19
EPS (TTM): 0.35
PE ratio (TTM): 16.49
Forward P/E: 7.7
Market cap: 21 338 780 194
Shares outstanding: 3 711 092 208
Dividend yield: $5.11 (5.11%)
Next earnings date: 2026-10-28
Sector: Financials
Industry: Banks - Regional

About the company

Banco Santander (Brasil) S.A., together with its subsidiaries, provides various banking products and services to individuals, small and medium enterprises, and corporate customers in Brazil and internationally. It operates in two segments, Commercial Banking and Global Wholesale Banking. The company offers payment and loyalty products, including credit and debit cards; payroll and real estate loans; home equity financing solu... read more

CEO: Gilson Finkelsztain
Country: Brazil
IPO Date: 2009-10-07
Employees: 49661
Fiscal Year End: January - December
Website: https://www.santander.com.br

Revenue Breakdown

Commercial Banking / 87.86%

Global Wholesale Banking / 12.14%

News

No Data

There are no news for this stock.

Chart: BSBR

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Overall Score

4.7 / 1047%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $83.2B

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (3.3) far exceeds the industry average, reflecting over-leverage

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	3.61	2.82	10
Quick ratio	N/A	2.82	1.0
Debt to Equity	3.38	0.05	2.0
Debt to Assets	0.33	0.09	6.0
Interest coverage	N/A	N/A	10
Weighted average score			5.8

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	27.20B	31.27B	30.42B	33.85B	36.48B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	3.76B	2.36B	3.52B	2.96B	3.36B
Net Income	2.77B	1.89B	2.48B	2.29B	2.61B
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	15.45	0.44	7.0
Net margin %	13.73	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	-81.73	0.00	1.0
Weighted average score			4.0

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	1.02	1.46	3.0
ROE	10.46	14.94	7.0
ROIC	2.59	0.00	5.0
ROCE	N/A	0.00	1.0
Weighted average score			4.0

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	7.52	-7.29	3.5
Next quarter	8.36	-3.58	3.5
Current year	4.63	-5.31	2.5
Next year	7.83	15.84	7.5
Weighted average score			4.3

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	5.02	-6.45	-19.99	-59.92	2.0
Y/Y	21.26	68.34	-12.36	222.53	7.8
3y average	7.85	-2.78	10.85	17.84	5.8
5y average	20.69	-0.31	9.14	22.32	6.8
Weighted average score					5.6

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	16.55	11.16	4.8
PEG (5yr expected)	N/A	98.42	1.0
P/S	4.43	3.37	3.6
P/B	1.72	1.53	5.2
Weighted average score			3.7

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR8.35%

FCF 5 year CAGR4

Fair value12.02$

Stock price5.8$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	7.46	7.46	4.0
Payout ratio	47.07	47.07	8.0
5-year dividend growth rate	2.84	2.84	4.0
Years of dividend increase	1.00	1.00	2.0
Weighted average score			4.5

Fair Value

$12.02

UndervaluedStock priceOvervalued

$5.8

Economic Moat

NAME	SCALE	SCORE
Market share	Medium	7.0
Intangible assets	Medium	6.0
Switching costs	Medium	7.0
Network effect	Narrow	3.0
Economies of scale	Medium	7.0
Weighted average score		6.0

About the company

CEO

Gilson Finkelsztain

Country

Brazil

IPO Date

2009-10-07

Employees

49661

Fiscal Year End

January - December

Website

https://www.santander.com.br

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

3.61

2.82

Quick ratio

N/A

2.82

1.0

Debt to Equity

3.38

0.05

2.0

Debt to Assets

0.33

0.09

6.0

Interest coverage

N/A

Weighted average score

5.8

METRIC

2022

2023

2024

2025

TTM

Total Revenue

27.20B

31.27B

30.42B

33.85B

36.48B

Gross Profit

N/A

Operating Income

3.76B

2.36B

3.52B

2.96B

3.36B

Net Income

2.77B

1.89B

2.48B

2.29B

2.61B

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

15.45

0.44

7.0

Net margin %

13.73

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

-81.73

0.00

1.0

Weighted average score

4.0

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

1.02

1.46

3.0

ROE

10.46

14.94

7.0

ROIC

2.59

0.00

5.0

ROCE

N/A

0.00

1.0

Weighted average score

4.0

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

7.52

-7.29

3.5

Next quarter

8.36

-3.58

3.5

Current year

4.63

-5.31

2.5

Next year

7.83

15.84

7.5

Weighted average score

4.3

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

5.02

-6.45

-19.99

-59.92

2.0

Y/Y

21.26

68.34

-12.36

222.53

7.8

3y average

7.85

-2.78

10.85

17.84

5.8

5y average

20.69

-0.31

9.14

22.32

6.8

Weighted average score

5.6

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

16.55

11.16

4.8

PEG (5yr expected)

N/A

98.42

1.0

P/S

4.43

3.37

3.6

P/B

1.72

1.53

5.2

Weighted average score

3.7

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

7.46

4.0

Payout ratio

47.07

8.0

5-year dividend growth rate

2.84

4.0

Years of dividend increase

1.00

2.0

Weighted average score

4.5

NAME

SCALE

SCORE

Market share

Medium

7.0

Intangible assets

Medium

6.0

Switching costs

Medium

7.0

Network effect

Narrow

3.0

Economies of scale

Medium

7.0

Weighted average score

6.0

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Banco Santander (Brasil) S.A. (BSBR)

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Banco Santander (Brasil) S.A. (BSBR)

Stock details

About the company

Revenue Breakdown

News

Chart: BSBR

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$12.02

$5.8

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: BSBR

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$12.02

$5.8

Economic Moat