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Bread Financial Holdings, Inc. (BFH)
NYQ – Real Time Price. Currency in USD
84.63
-0.30 (-0.35%)
At close: May 12, 2026, 4:00 PM EDT
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NYQ – Real Time Price. Currency in USD
84.63
-0.30 (-0.35%)
At close: May 12, 2026, 4:00 PM EDT
No Data
There are no news for this stock.
Cash reserves $0.0 barely cover the upcoming debt maturities $3.9B
Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity
Debt-to-equity ratio (1.2) is near the industry average, reflecting balanced leverage
The company has no interest-bearing debt, showcasing excellent financial strength
The company generates positive free cash flow $480.0M, supporting its financial health
| NAME | RATIO | INDUSTRY | 5Y TREND | SCORE |
|---|---|---|---|---|
| Current ratio | 1.02 | 10.91 | 7.0 | |
| Quick ratio | N/A | 10.10 | 1.0 | |
| Debt to Equity | 1.17 | 3.44 | 6.0 | |
| Debt to Assets | 0.17 | 1.99 | 8.0 | |
| Interest coverage | N/A | 71.90 | 10 | |
| Weighted average score | 6.4 | |||
| METRIC | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Total Revenue | 4.33B | 4.94B | 4.79B | 4.70B | 4.71B |
| Gross Profit | N/A | N/A | N/A | N/A | N/A |
| Operating Income | 300M | 968M | 381M | 615M | 660M |
| Net Income | 223M | 718M | 277M | 518M | 561M |
| EBITDA | N/A | N/A | N/A | N/A | N/A |
| NAME | REVENUE GROWTH | EPS GROWTH | SCORE |
|---|---|---|---|
| Current quarter | 3 | -15.45 | 2.5 |
| Next quarter | 2.1 | -22.34 | 2.0 |
| Current year | 2.85 | -9.42 | 2.5 |
| Next year | 3.97 | 14.07 | 6.0 |
| Weighted average score | 3.3 | ||
| NAME | REVENUE | NET INCOME | EPS | FCF | SCORE |
|---|---|---|---|---|---|
| Q/Q | 3.15 | 241.51 | 101.93 | -14.88 | 6.3 |
| Y/Y | 1.34 | 31.16 | 46.15 | 23.71 | 8.3 |
| 3y average | 3.04 | 82.52 | 80.44 | 5.47 | 7.3 |
| 5y average | 4.77 | 89.94 | 56.46 | 3.64 | 7.0 |
| Weighted average score | 7.2 | ||||
| NAME | CURRENT | INDUSTRY | SCORE |
|---|---|---|---|
| Dividend yield | 1.29 | 1.29 | 5.0 |
| Payout ratio | 9.25 | 9.25 | 2.0 |
| 5-year dividend growth rate | -7.79 | -7.79 | 1.0 |
| Years of dividend increase | 0.00 | 0.00 | 1.0 |
| Weighted average score | 2.3 | ||
| NAME | SCALE | SCORE |
|---|---|---|
| Market share | None | 1.0 |
| Intangible assets | None | 1.0 |
| Switching costs | None | 1.0 |
| Network effect | None | 1.0 |
| Economies of scale | None | 1.0 |
| Weighted average score | 1.0 | |