Banco Bilbao Vizcaya Argentaria, S.A. (BBVA)

NYQ – Real Time Price. Currency in USD

28.52

+0.02 (0.07%)

Market open: Aug 12, 2026, 12:35 PM EDT

28.62

+0.12 (0.42%)

Previous after-hours: Aug 11, 2026, 5:17 PM EDT

Stock details

Previous close: 28.5$
Day's range: 28.47 - 28.74$
52-week range: 17.77 - 28.74$
Volume: 1 574 793
Average volume: 2 082 888
Beta: 1.44
EPS (TTM): 2.25
PE ratio (TTM): 12.65
Forward P/E: 11.99
Market cap: 159 318 833 336
Shares outstanding: 5 590 134 503
Dividend yield: $3.05 (3.05%)
Next earnings date: 2026-10-29
Sector: Financials
Industry: Banks - Diversified

About the company

Banco Bilbao Vizcaya Argentaria, S.A., together with its subsidiaries, provides various financial services in Spain, Mexico, Turkey, South America, Europe, the United States, and Asia. The company offers traditional retail, wholesale, investment, and transaction banking. It also engages in financial, insurance, asset management, and capital markets businesses, as well as digital banking. The company was formerly known as Ban... read more

CEO: Onur Genc
Country: Spain
IPO Date
Employees: 127174
Fiscal Year End: January - December
Website: https://www.bbva.com

Revenue Breakdown

Mexico / 41.15%

Spain / 27.15%

South America / 14.52%

News

No Data

There are no news for this stock.

Chart: BBVA

Loading Chart...

Overall Score

6.2 / 1062%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $231.8B

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (3.2) far exceeds the industry average, reflecting over-leverage

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.28	0.80	3.0
Quick ratio	N/A	0.70	1.0
Debt to Equity	3.44	0.12	2.0
Debt to Assets	0.21	0.21	7.0
Interest coverage	N/A	0.04	10
Weighted average score			4.6

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	47.25B	68.94B	89.87B	89.70B	85.94B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	16.15B	20.50B	24.82B	26.09B	26.91B
Net Income	6.35B	8.30B	10.46B	11.41B	12.72B
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	98.11	1.0
Operating margin %	50.54	0.40	10
Net margin %	22.16	31.67	10
EBITDA margin %	N/A	-0.68	1.0
Cash flow margin %	N/A	0.13	1.0
Weighted average score			4.6

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	1.29	0.86	3.0
ROE	19.02	11.43	9.0
ROIC	6.32	10.56	6.0
ROCE	N/A	0.01	1.0
Weighted average score			4.8

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	15.77	24.96	9.5
Next quarter	7.7	17.85	7.5
Current year	11.07	13.01	7.5
Next year	5.92	13.08	6.5
Weighted average score			7.8

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	106.57	2.46	3.83	613.12	6.8
Y/Y	24.99	6.76	17.99	261.83	8.5
3y average	25.36	21.93	22.69	79.54	10
5y average	19.81	95.29	34.45	46.46	9.8
Weighted average score					8.8

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	12.98	13.27	6.2
PEG (5yr expected)	2.45	2.15	4.0
P/S	3.27	3.79	4.8
P/B	2.30	1.44	3.8
Weighted average score			4.7

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR7%

FCF 5 year CAGR4

Fair value169.74$

Stock price28.515$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	5.09	5.09	10
Payout ratio	42.64	42.64	7.0
5-year dividend growth rate	31.53	31.53	10
Years of dividend increase	1.00	1.00	2.0
Weighted average score			7.3

Fair Value

$169.74

UndervaluedStock priceOvervalued

$28.515

Economic Moat

NAME	SCALE	SCORE
Market share	Wide	8.0
Intangible assets	Medium	7.0
Switching costs	Medium	6.0
Network effect	Medium	7.0
Economies of scale	Wide	8.0
Weighted average score		7.2

About the company

CEO

Onur Genc

Country

Spain

IPO Date

Employees

127174

Fiscal Year End

January - December

Website

https://www.bbva.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.28

0.80

3.0

Quick ratio

N/A

0.70

1.0

Debt to Equity

3.44

0.12

2.0

Debt to Assets

0.21

7.0

Interest coverage

N/A

0.04

Weighted average score

4.6

METRIC

2022

2023

2024

2025

TTM

Total Revenue

47.25B

68.94B

89.87B

89.70B

85.94B

Gross Profit

N/A

Operating Income

16.15B

20.50B

24.82B

26.09B

26.91B

Net Income

6.35B

8.30B

10.46B

11.41B

12.72B

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

98.11

1.0

Operating margin %

50.54

0.40

Net margin %

22.16

31.67

EBITDA margin %

N/A

-0.68

1.0

Cash flow margin %

N/A

0.13

1.0

Weighted average score

4.6

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

1.29

0.86

3.0

ROE

19.02

11.43

9.0

ROIC

6.32

10.56

6.0

ROCE

N/A

0.01

1.0

Weighted average score

4.8

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

15.77

24.96

9.5

Next quarter

7.7

17.85

7.5

Current year

11.07

13.01

7.5

Next year

5.92

13.08

6.5

Weighted average score

7.8

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

106.57

2.46

3.83

613.12

6.8

Y/Y

24.99

6.76

17.99

261.83

8.5

3y average

25.36

21.93

22.69

79.54

5y average

19.81

95.29

34.45

46.46

9.8

Weighted average score

8.8

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

12.98

13.27

6.2

PEG (5yr expected)

2.45

2.15

4.0

P/S

3.27

3.79

4.8

P/B

2.30

1.44

3.8

Weighted average score

4.7

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

5.09

Payout ratio

42.64

7.0

5-year dividend growth rate

31.53

Years of dividend increase

1.00

2.0

Weighted average score

7.3

NAME

SCALE

SCORE

Market share

Wide

8.0

Intangible assets

Medium

7.0

Switching costs

Medium

6.0

Network effect

Medium

7.0

Economies of scale

Wide

8.0

Weighted average score

7.2

Search stocks

Banco Bilbao Vizcaya Argentaria, S.A. (BBVA)

Get all premium features to the best stock analysis tool

Finranks

Company

Contact us

Follow us

Banco Bilbao Vizcaya Argentaria, S.A. (BBVA)

Stock details

About the company

Revenue Breakdown

News

Chart: BBVA

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$169.74

$28.515

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: BBVA

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$169.74

$28.515

Economic Moat