Banc of California, Inc. (BANC)

NYQ – Real Time Price. Currency in USD

19.56

+0.07 (0.33%)

Market open: Aug 12, 2026, 12:29 PM EDT

19.49

0.00 (0.00%)

Previous after-hours: Aug 11, 2026, 7:34 PM EDT

Stock details

Previous close: 19.49$
Day's range: 19.1 - 19.56$
52-week range: 15.17 - 21.93$
Volume: 2 566 017
Average volume: 4 414 103
Beta: 0.51
EPS (TTM): -0.4
PE ratio (TTM): N/A
Forward P/E: 132.52
Market cap: 3 087 758 959
Shares outstanding: 158 427 858
Dividend yield: $2.32 (2.32%)
Next earnings date: 2026-10-27
Sector: Financials
Industry: Banks - Regional

About the company

Banc of California, Inc. operates as the bank holding company for Banc of California that provides banking and treasury management services in the United States. The company offers deposit products, including checking, savings, money market, demand, and retirement accounts, as well as time deposits, certificates of deposit, and safe deposit boxes. It also provides real estate loans, such as commercial real estate mortgage, m... read more

CEO: Jared Wolff
Country: United States
IPO Date
Employees: 1904
Fiscal Year End: January - December
Website: https://bancofcal.com

Revenue Breakdown

Commercial Banking / 100.00%

News

No Data

There are no news for this stock.

Chart: BANC

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Overall Score

3.9 / 1039%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $3.0B

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.9) is near the industry average, reflecting balanced leverage

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.13	2.82	2.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	0.89	0.05	6.0
Debt to Assets	0.09	0.09	9.0
Interest coverage	N/A	N/A	10
Weighted average score			5.6

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	1.64B	1.52B	1.89B	1.82B	1.55B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	602M	-692M	154M	313M	-47M
Net Income	416M	-1.90B	127M	229M	-22M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	-2161.60	0.44	1.0
Net margin %	-1556.17	32.70	1.0
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	N/A	0.00	1.0
Weighted average score			1.0

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	0.49	1.46	2.0
ROE	4.70	14.94	4.0
ROIC	2.82	0.00	5.0
ROCE	N/A	0.00	1.0
Weighted average score			3.0

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	6.07	17.1	7.0
Next quarter	6.63	14.88	6.5
Current year	6.76	-105.98	3.0
Next year	8.28	3115.86	8.0
Weighted average score			6.1

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	-59.43	-435.54	-512.81	-56.58	1.0
Y/Y	-60.35	-950.4	-1441.66	201.55	3.3
3y average	4.58	-123.1	-358.09	43.93	4.0
5y average	88.07	121.91	774.93	138.84	10
Weighted average score					4.6

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	14.30	11.16	5.4
PEG (5yr expected)	N/A	98.42	1.0
P/S	3.46	3.37	4.4
P/B	1.03	1.53	7.4
Weighted average score			4.6

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR43.5%

FCF 5 year CAGR4

Fair value28.14$

Stock price19.49$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	2.39	2.39	7.0
Payout ratio	24.19	24.19	4.0
5-year dividend growth rate	10.76	10.76	10
Years of dividend increase	0.00	0.00	1.0
Weighted average score			5.5

Fair Value

$28.14

UndervaluedStock priceOvervalued

$19.49

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Jared Wolff

Country

United States

IPO Date

Employees

1904

Fiscal Year End

January - December

Website

https://bancofcal.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.13

2.82

2.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

0.89

0.05

6.0

Debt to Assets

0.09

9.0

Interest coverage

N/A

Weighted average score

5.6

METRIC

2022

2023

2024

2025

TTM

Total Revenue

1.64B

1.52B

1.89B

1.82B

1.55B

Gross Profit

N/A

Operating Income

602M

-692M

154M

313M

-47M

Net Income

416M

-1.90B

127M

229M

-22M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

-2161.60

0.44

1.0

Net margin %

-1556.17

32.70

1.0

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

N/A

0.00

1.0

Weighted average score

1.0

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

0.49

1.46

2.0

ROE

4.70

14.94

4.0

ROIC

2.82

0.00

5.0

ROCE

N/A

0.00

1.0

Weighted average score

3.0

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

6.07

17.1

7.0

Next quarter

6.63

14.88

6.5

Current year

6.76

-105.98

3.0

Next year

8.28

3115.86

8.0

Weighted average score

6.1

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

-59.43

-435.54

-512.81

-56.58

1.0

Y/Y

-60.35

-950.4

-1441.66

201.55

3.3

3y average

4.58

-123.1

-358.09

43.93

4.0

5y average

88.07

121.91

774.93

138.84

Weighted average score

4.6

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

14.30

11.16

5.4

PEG (5yr expected)

N/A

98.42

1.0

P/S

3.46

3.37

4.4

P/B

1.03

1.53

7.4

Weighted average score

4.6

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

2.39

7.0

Payout ratio

24.19

4.0

5-year dividend growth rate

10.76

Years of dividend increase

0.00

1.0

Weighted average score

5.5

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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Banc of California, Inc. (BANC)

Stock details

About the company

Revenue Breakdown

News

Chart: BANC

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$28.14

$19.49

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: BANC

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$28.14

$19.49

Economic Moat