Axos Financial, Inc. (AX)

NYQ – Real Time Price. Currency in USD

100.61

+0.45 (0.45%)

Market open: Aug 12, 2026, 12:12 PM EDT

100.16

0.00 (0.00%)

Previous after-hours: Aug 11, 2026, 7:34 PM EDT

Stock details

Previous close: 99.18$
Day's range: 98.77 - 100.35$
52-week range: 74.89 - 105.74$
Volume: 308 147
Average volume: 360 602
Beta: 0.59
EPS (TTM): 8.65
PE ratio (TTM): 11.7
Forward P/E: 10.27
Market cap: 5 641 818 207
Shares outstanding: 56 884 636
Dividend yield: N/A
Next earnings date: 2026-10-22
Sector: Financials
Industry: Banks - Regional

About the company

Axos Financial, Inc., together with its subsidiaries, operates as a consumer and business banking provider in the United States. The company operates through two segments, Banking Business and Securities Business. It offers deposits products, including consumer and business checking, savings, time deposit, and commercial and deposits. The company also provides residential single family, multifamily, and commercial mortgage l... read more

CEO: Gregory Garrabrants
Country: United States
IPO Date: 2005-03-15
Employees: 1989
Fiscal Year End: July - June
Website: https://investors.axosfinan...

Revenue Breakdown

Banking / 92.20%

Securities / 11.72%

Corporate/Eliminations / -3.92%

News

No Data

There are no news for this stock.

Chart: AX

Loading Chart...

Overall Score

4.5 / 1045%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $691.6M

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.2) is well below the industry average (0.1), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.91	2.82	6.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	0.22	0.05	8.0
Debt to Assets	0.02	0.09	9.0
Interest coverage	N/A	N/A	10
Weighted average score			6.8

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2023	2024	2025	2026	TTM
Total Revenue	1.28B	1.79B	1.95B	2.19B	2.19B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	432M	543M	613M	647M	647M
Net Income	307M	450M	433M	490M	490M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	41.07	0.44	10
Net margin %	32.90	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	N/A	0.00	1.0
Weighted average score			4.6

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	1.76	1.46	3.0
ROE	16.74	14.94	8.0
ROIC	13.07	0.00	7.0
ROCE	N/A	0.00	1.0
Weighted average score			4.8

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	19.66	16.27	9.0
Next quarter	4.43	7.85	5.0
Current year	9.45	13.9	7.0
Next year	10.91	10.61	7.0
Weighted average score			7.0

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	-0.56	0.22	0.47	-205.9	1.5
Y/Y	15.98	12.89	12.5	-240.06	6.3
3y average	37.89	23.44	25.27	41.76	10
5y average	24.25	19.9	21.36	17.56	9.5
Weighted average score					6.8

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	11.80	11.16	6.8
PEG (5yr expected)	N/A	98.42	1.0
P/S	3.95	3.37	4.0
P/B	1.79	1.53	5.2
Weighted average score			4.3

DCF Model

DCF Model Period5 years

Discount rate10.75%

Perpetual growth rate3%

Revenue 5 year CAGR15.02%

FCF 5 year CAGR4

Fair value94.21$

Stock price99.66$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	0.00	N/A	1.0
Payout ratio	0.00	N/A	1.0
5-year dividend growth rate	N/A	N/A	1.0
Years of dividend increase	N/A	N/A	1.0
Weighted average score			1.0

Fair Value

$94.21

UndervaluedStock priceOvervalued

$99.66

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Gregory Garrabrants

Country

United States

IPO Date

2005-03-15

Employees

1989

Fiscal Year End

July - June

Website

https://investors.axosfinan...

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.91

2.82

6.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

0.22

0.05

8.0

Debt to Assets

0.02

0.09

9.0

Interest coverage

N/A

Weighted average score

6.8

METRIC

2023

2024

2025

2026

TTM

Total Revenue

1.28B

1.79B

1.95B

2.19B

Gross Profit

N/A

Operating Income

432M

543M

613M

647M

Net Income

307M

450M

433M

490M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

41.07

0.44

Net margin %

32.90

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

N/A

0.00

1.0

Weighted average score

4.6

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

1.76

1.46

3.0

ROE

16.74

14.94

8.0

ROIC

13.07

0.00

7.0

ROCE

N/A

0.00

1.0

Weighted average score

4.8

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

19.66

16.27

9.0

Next quarter

4.43

7.85

5.0

Current year

9.45

13.9

7.0

Next year

10.91

10.61

7.0

Weighted average score

7.0

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

-0.56

0.22

0.47

-205.9

1.5

Y/Y

15.98

12.89

12.5

-240.06

6.3

3y average

37.89

23.44

25.27

41.76

5y average

24.25

19.9

21.36

17.56

9.5

Weighted average score

6.8

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

11.80

11.16

6.8

PEG (5yr expected)

N/A

98.42

1.0

P/S

3.95

3.37

4.0

P/B

1.79

1.53

5.2

Weighted average score

4.3

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

0.00

N/A

1.0

Payout ratio

0.00

N/A

1.0

5-year dividend growth rate

N/A

1.0

Years of dividend increase

N/A

1.0

Weighted average score

1.0

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

Search stocks

Axos Financial, Inc. (AX)

Get all premium features to the best stock analysis tool

Finranks

Company

Contact us

Follow us

Axos Financial, Inc. (AX)

Stock details

About the company

Revenue Breakdown

News

Chart: AX

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$94.21

$99.66

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: AX

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$94.21

$99.66

Economic Moat