Avidbank Holdings, Inc. (AVBH)

NMS – Real Time Price. Currency in USD

32.88

+0.21 (0.64%)

Market open: Aug 12, 2026, 1:28 PM EDT

32.67

0.00 (0.00%)

Previous after-hours: Aug 11, 2026, 4:01 PM EDT

Stock details

Previous close: 32.89$
Day's range: 32.6 - 33.01$
52-week range: 23.35 - 34.18$
Volume: 19 410
Average volume: 73 610
Beta: 0.64
EPS (TTM): -1.89
PE ratio (TTM): N/A
Forward P/E: 9.69
Market cap: 360 315 416
Shares outstanding: 10 955 166
Dividend yield: N/A
Next earnings date: 2026-10-28
Sector: Financials
Industry: Banks - Regional

About the company

Avidbank Holdings, Inc. operates as a bank holding company for Avidbank that provides financial solutions and services. It offers business and personal deposit products, such as checking, money market, and savings accounts; and certificates of deposit. The company also provides lending products, including working capital lines of credit, equipment loans, acquisition financing, shareholder buyouts, ESOP loans, and owner-occup... read more

CEO: Mark Mordell
Country: United States
IPO Date
Employees: 154
Fiscal Year End: January - December
Website: https://www.avidbank.com

Revenue Breakdown

Innovative Financial Solutions and Services / 100.00%

News

No Data

There are no news for this stock.

Chart: AVBH

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Overall Score

4.1 / 1041%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $22.0M

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.1) is well below the industry average (0.1), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.28	2.82	3.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	0.07	0.05	9.0
Debt to Assets	0.01	0.09	10
Interest coverage	N/A	N/A	10
Weighted average score			6.6

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	88M	122M	148M	89M	100M
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	34M	24M	30M	-27M	-20M
Net Income	25M	17M	21M	-20M	-14M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	35.21	0.44	10
Net margin %	25.72	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	N/A	0.00	1.0
Weighted average score			4.6

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	-0.72	1.46	1.0
ROE	-7.32	14.94	1.0
ROIC	-6.64	0.00	1.0
ROCE	N/A	0.00	1.0
Weighted average score			1.0

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	21.61	21.87	10
Next quarter	12.9	39.23	9.0
Current year	24.35	21.16	10
Next year	10.46	13.71	7.5
Weighted average score			9.1

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	6.1	-15.22	-9.51	-47.32	2.0
Y/Y	15.59	31.91	1.33	N/A	5.8
3y average	7.01	-66.92	-7.27	20.67	4.3
5y average	15.84	-13.86	13.48	29.81	7.0
Weighted average score					4.8

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	8.31	11.16	8.2
PEG (5yr expected)	N/A	98.42	1.0
P/S	7.15	3.37	2.8
P/B	1.20	1.53	7.0
Weighted average score			4.8

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR15.23%

FCF 5 year CAGR4

Fair value68.71$

Stock price32.9$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	0.00	N/A	1.0
Payout ratio	0.00	N/A	1.0
5-year dividend growth rate	N/A	N/A	1.0
Years of dividend increase	N/A	N/A	1.0
Weighted average score			1.0

Fair Value

$68.71

UndervaluedStock priceOvervalued

$32.9

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Mark Mordell

Country

United States

IPO Date

Employees

154

Fiscal Year End

January - December

Website

https://www.avidbank.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.28

2.82

3.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

0.07

0.05

9.0

Debt to Assets

0.01

0.09

Interest coverage

N/A

Weighted average score

6.6

METRIC

2022

2023

2024

2025

TTM

Total Revenue

88M

122M

148M

89M

100M

Gross Profit

N/A

Operating Income

34M

24M

30M

-27M

-20M

Net Income

25M

17M

21M

-20M

-14M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

35.21

0.44

Net margin %

25.72

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

N/A

0.00

1.0

Weighted average score

4.6

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

-0.72

1.46

1.0

ROE

-7.32

14.94

1.0

ROIC

-6.64

0.00

1.0

ROCE

N/A

0.00

1.0

Weighted average score

1.0

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

21.61

21.87

Next quarter

12.9

39.23

9.0

Current year

24.35

21.16

Next year

10.46

13.71

7.5

Weighted average score

9.1

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

6.1

-15.22

-9.51

-47.32

2.0

Y/Y

15.59

31.91

1.33

N/A

5.8

3y average

7.01

-66.92

-7.27

20.67

4.3

5y average

15.84

-13.86

13.48

29.81

7.0

Weighted average score

4.8

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

8.31

11.16

8.2

PEG (5yr expected)

N/A

98.42

1.0

P/S

7.15

3.37

2.8

P/B

1.20

1.53

7.0

Weighted average score

4.8

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

0.00

N/A

1.0

Payout ratio

0.00

N/A

1.0

5-year dividend growth rate

N/A

1.0

Years of dividend increase

N/A

1.0

Weighted average score

1.0

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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Avidbank Holdings, Inc. (AVBH)

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Avidbank Holdings, Inc. (AVBH)

Stock details

About the company

Revenue Breakdown

News

Chart: AVBH

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$68.71

$32.9

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: AVBH

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$68.71

$32.9

Economic Moat