Ategrity Specialty Insurance Company Holdings (ASIC)

24.84

-0.18 (-0.71%)

Stock details

Previous close: 24.87$
Day's range: 24.76 - 25.05$
52-week range: 16.35 - 26$
Volume: 3 824
Average volume: 50 395
Beta: 0.77
EPS (TTM): 2.22
PE ratio (TTM): 11.6
Forward P/E: 10.87
Market cap: 1 194 572 107
Shares outstanding: 48 032 654
Dividend yield: N/A
Next earnings date: 2026-10-28
Sector: Financials
Industry: Insurance - Property & Casualty

About the company

Ategrity Specialty Insurance Company Holdings, through its subsidiaries, provides excess and surplus lines insurance and reinsurance products to small and medium-sized businesses in the United States. The company offers property and casualty insurance solutions, including general liability, commercial property, management liability, miscellaneous PL, allied healthcare, and architects and engineers insurance products to the re... read more

CEO: Justin Cohen
Country: United States
IPO Date: 2025-06-11
Employees: 203
Fiscal Year End: January - December
Website: https://ategrity.com

Revenue Breakdown

Casualty / 67.16%

Property / 32.84%

News

No Data

There are no news for this stock.

Chart: ASIC

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Overall Score

3.3 / 1033%

Octagon View

Strength & Weakness

Cash reserves $33.3M barely cover the upcoming debt maturities $0.0

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.0) is near the industry average, reflecting balanced leverage

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.88	3.60	5.0
Quick ratio	N/A	2.01	1.0
Debt to Equity	N/A	0.13	1.0
Debt to Assets	N/A	0.07	1.0
Interest coverage	N/A	18.18	10
Weighted average score			3.6

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2023	2024	2025	TTM
Total Revenue	241M	344M	424M	517M
Gross Profit	N/A	N/A	N/A	N/A
Operating Income	15M	70M	99M	147M
Net Income	10M	47M	74M	107M
EBITDA	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	27.33	1.0
Operating margin %	31.87	0.12	10
Net margin %	22.53	9.64	10
EBITDA margin %	N/A	13.17	1.0
Cash flow margin %	N/A	9.67	1.0
Weighted average score			4.6

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	6.76	2.97	1.0
ROE	14.62	10.85	1.0
ROIC	14.57	9.58	1.0
ROCE	N/A	7.53	1.0
Weighted average score			1.0

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	-6.34	10.12	4.0
Next quarter	-5.15	9.7	3.5
Current year	-6.2	35.3	5.5
Next year	25.31	14.13	9.0
Weighted average score			5.5

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	15.14	31.35	31.37	-15.81	7.5
Y/Y	45.89	89.83	63.41	96.29	10
3y average	N/A	N/A	N/A	N/A	1.0
5y average	N/A	N/A	N/A	N/A	1.0
Weighted average score					4.9

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	11.50	86.06	8.8
PEG (5yr expected)	N/A	1.10	1.0
P/S	2.40	1.28	3.2
P/B	1.80	2.12	6.0
Weighted average score			4.8

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR27.32%

FCF 5 year CAGR2

Fair value125.4$

Stock price25.48$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	0.00	N/A	1.0
Payout ratio	0.00	N/A	1.0
5-year dividend growth rate	N/A	N/A	1.0
Years of dividend increase	N/A	N/A	1.0
Weighted average score			1.0

Fair Value

$125.4

UndervaluedStock priceOvervalued

$25.48

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Justin Cohen

Country

United States

IPO Date

2025-06-11

Employees

203

Fiscal Year End

January - December

Website

https://ategrity.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.88

3.60

5.0

Quick ratio

N/A

2.01

1.0

Debt to Equity

N/A

0.13

1.0

Debt to Assets

N/A

0.07

1.0

Interest coverage

N/A

18.18

Weighted average score

3.6

METRIC

2023

2024

2025

TTM

Total Revenue

241M

344M

424M

517M

Gross Profit

N/A

Operating Income

15M

70M

99M

147M

Net Income

10M

47M

74M

107M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

27.33

1.0

Operating margin %

31.87

0.12

Net margin %

22.53

9.64

EBITDA margin %

N/A

13.17

1.0

Cash flow margin %

N/A

9.67

1.0

Weighted average score

4.6

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

6.76

2.97

1.0

ROE

14.62

10.85

1.0

ROIC

14.57

9.58

1.0

ROCE

N/A

7.53

1.0

Weighted average score

1.0

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

-6.34

10.12

4.0

Next quarter

-5.15

9.7

3.5

Current year

-6.2

35.3

5.5

Next year

25.31

14.13

9.0

Weighted average score

5.5

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

15.14

31.35

31.37

-15.81

7.5

Y/Y

45.89

89.83

63.41

96.29

3y average

N/A

1.0

5y average

N/A

1.0

Weighted average score

4.9

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

11.50

86.06

8.8

PEG (5yr expected)

N/A

1.10

1.0

P/S

2.40

1.28

3.2

P/B

1.80

2.12

6.0

Weighted average score

4.8

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

0.00

N/A

1.0

Payout ratio

0.00

N/A

1.0

5-year dividend growth rate

N/A

1.0

Years of dividend increase

N/A

1.0

Weighted average score

1.0

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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Ategrity Specialty Insurance Company Holdings (ASIC)

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Ategrity Specialty Insurance Company Holdings (ASIC)

Stock details

About the company

Revenue Breakdown

News

Chart: ASIC

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$125.4

$25.48

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: ASIC

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$125.4

$25.48

Economic Moat