Webster Financial Corporation (WBS)

NYQ – Real Time Price. Currency in USD

79.03

+0.28 (0.36%)

Market open: Aug 12, 2026, 10:41 AM EDT

78.75

0.00 (0.00%)

Previous after-hours: Aug 11, 2026, 7:34 PM EDT

Stock details

Previous close: 78.75$
Day's range: 78.75 - 79.12$
52-week range: 52.69 - 79.74$
Volume: 5 151 392
Average volume: 5 234 007
Beta: 0.58
EPS (TTM): 6.16
PE ratio (TTM): 12.81
Forward P/E: 12.12
Market cap: 12 760 133 972
Shares outstanding: 162 033 447
Dividend yield: $2.03 (2.03%)
Next earnings date: 2026-10-15
Sector: Financials
Industry: Banks - Regional

About the company

Webster Financial Corporation operates as the bank holding company for Webster Bank, National Association that provides various financial products and services to businesses, individuals, and families in the United States. It operates through three segments: Commercial Banking, Healthcare Financial Services, and Consumer Banking. The company offers checking, savings, and money market accounts; time deposits; individual retir... read more

CEO: John Ciulla
Country: United States
IPO Date
Employees: 4498
Fiscal Year End: January - December
Website: https://www.websterbank.com

Revenue Breakdown

Commercial Banking / 49.19%

Consumer Banking / 32.41%

Healthcare Financial Services / 17.43%

News

No Data

There are no news for this stock.

Chart: WBS

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Overall Score

5 / 1050%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $4.5B

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.5) is well below the industry average (0.1), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

The company generates positive free cash flow $371.8M, supporting its financial health

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.05	2.82	1.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	0.46	0.05	7.0
Debt to Assets	0.05	0.09	9.0
Interest coverage	N/A	N/A	10
Weighted average score			5.6

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	2.70B	3.95B	4.18B	4.42B	4.46B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	1.07B	1.09B	1.02B	1.26B	1.28B
Net Income	639M	860M	761M	992M	1.01B
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	43.88	0.44	10
Net margin %	34.40	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	34.55	0.00	10
Weighted average score			6.4

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	1.19	1.46	3.0
ROE	10.44	14.94	7.0
ROIC	9.45	0.00	6.0
ROCE	N/A	0.00	1.0
Weighted average score			4.3

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	3.81	4.71	4.0
Next quarter	3.49	6.83	4.5
Current year	4.31	9.34	5.0
Next year	5.25	9.51	5.5
Weighted average score			4.8

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	2.3	4.18	1.91	33.84	5.0
Y/Y	1.78	-0.87	4.25	44.28	4.5
3y average	19.32	17.82	2.47	-3.24	5.5
5y average	34.22	39.18	19.81	34.42	9.8
Weighted average score					6.2

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	12.82	11.16	5.8
PEG (5yr expected)	N/A	98.42	1.0
P/S	4.32	3.37	3.6
P/B	1.35	1.53	6.0
Weighted average score			4.1

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR16.19%

FCF 5 year CAGR4

Fair value124.55$

Stock price79.07$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	2.60	2.60	7.0
Payout ratio	24.33	24.33	4.0
5-year dividend growth rate	0.00	0.00	1.0
Years of dividend increase	0.00	0.00	1.0
Weighted average score			3.3

Fair Value

$124.55

UndervaluedStock priceOvervalued

$79.07

Economic Moat

NAME	SCALE	SCORE
Market share	Medium	6.0
Intangible assets	Medium	7.0
Switching costs	Medium	6.0
Network effect	Narrow	3.0
Economies of scale	Medium	6.0
Weighted average score		5.6

About the company

CEO

John Ciulla

Country

United States

IPO Date

Employees

4498

Fiscal Year End

January - December

Website

https://www.websterbank.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.05

2.82

1.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

0.46

0.05

7.0

Debt to Assets

0.05

0.09

9.0

Interest coverage

N/A

Weighted average score

5.6

METRIC

2022

2023

2024

2025

TTM

Total Revenue

2.70B

3.95B

4.18B

4.42B

4.46B

Gross Profit

N/A

Operating Income

1.07B

1.09B

1.02B

1.26B

1.28B

Net Income

639M

860M

761M

992M

1.01B

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

43.88

0.44

Net margin %

34.40

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

34.55

0.00

Weighted average score

6.4

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

1.19

1.46

3.0

ROE

10.44

14.94

7.0

ROIC

9.45

0.00

6.0

ROCE

N/A

0.00

1.0

Weighted average score

4.3

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

3.81

4.71

4.0

Next quarter

3.49

6.83

4.5

Current year

4.31

9.34

5.0

Next year

5.25

9.51

5.5

Weighted average score

4.8

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

2.3

4.18

1.91

33.84

5.0

Y/Y

1.78

-0.87

4.25

44.28

4.5

3y average

19.32

17.82

2.47

-3.24

5.5

5y average

34.22

39.18

19.81

34.42

9.8

Weighted average score

6.2

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

12.82

11.16

5.8

PEG (5yr expected)

N/A

98.42

1.0

P/S

4.32

3.37

3.6

P/B

1.35

1.53

6.0

Weighted average score

4.1

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

2.60

7.0

Payout ratio

24.33

4.0

5-year dividend growth rate

0.00

1.0

Years of dividend increase

0.00

1.0

Weighted average score

3.3

NAME

SCALE

SCORE

Market share

Medium

6.0

Intangible assets

Medium

7.0

Switching costs

Medium

6.0

Network effect

Narrow

3.0

Economies of scale

Medium

6.0

Weighted average score

5.6

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Webster Financial Corporation (WBS)

Stock details

About the company

Revenue Breakdown

News

Chart: WBS

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$124.55

$79.07

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: WBS

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$124.55

$79.07

Economic Moat