Texas Capital Bancshares, Inc. (TCBI)

NMS – Real Time Price. Currency in USD

100.22

-0.13 (-0.13%)

Market open: Aug 12, 2026, 10:02 AM EDT

100.35

0.00 (0.00%)

Previous after-hours: Aug 11, 2026, 7:34 PM EDT

Stock details

Previous close: 100.28$
Day's range: 99.31 - 100.29$
52-week range: 75.41 - 108.92$
Volume: 157 836
Average volume: 375 353
Beta: 0.49
EPS (TTM): 7.77
PE ratio (TTM): 13.05
Forward P/E: 13.63
Market cap: 4 359 609 674
Shares outstanding: 43 474 369
Dividend yield: $0.20 (0.2%)
Next earnings date: 2026-10-21
Sector: Financials
Industry: Banks - Regional

About the company

Texas Capital Bancshares, Inc. operates as the bank holding company for Texas Capital Bank, is a full-service financial services firm that delivers customized solutions to businesses, entrepreneurs, and individual customers. The company offers commercial banking; consumer banking; investment banking solutions, including capital markets, mergers and acquisitions, and syndicated finance, as well as financial sponsor coverage, c... read more

CEO: Robert Holmes
Country: United States
IPO Date
Employees: 1785
Fiscal Year End: January - December
Website: https://texascapitalbank.com

Revenue Breakdown

Banking and Related Activities / 100.00%

News

No Data

There are no news for this stock.

Chart: TCBI

Loading Chart...

Overall Score

4.3 / 1043%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $850.9M

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.2) is well below the industry average (0.1), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

The company generates positive free cash flow $88.2M, supporting its financial health

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.48	2.82	4.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	0.23	0.05	8.0
Debt to Assets	0.03	0.09	9.0
Interest coverage	N/A	N/A	10
Weighted average score			6.4

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	1.25B	1.79B	1.93B	2B	2.04B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	183M	247M	287M	435M	476M
Net Income	332M	189M	78M	330M	365M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	33.45	0.44	10
Net margin %	25.37	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	19.08	0.00	8.0
Weighted average score			6.0

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	1.05	1.46	3.0
ROE	9.59	14.94	6.0
ROIC	8.03	0.00	6.0
ROCE	N/A	0.00	1.0
Weighted average score			4.0

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	-0.38	-10.48	1.0
Next quarter	4.36	-4.77	2.5
Current year	6.62	8.32	5.5
Next year	6.71	12.55	6.5
Weighted average score			3.9

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	5.56	15.12	17.31	-2.18	6.0
Y/Y	4	9.85	15.82	48.12	7.3
3y average	18.15	74.66	107.98	54.09	9.8
5y average	11.95	107.6	133.8	1.6	7.5
Weighted average score					7.7

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	12.91	11.16	5.8
PEG (5yr expected)	N/A	98.42	1.0
P/S	3.37	3.37	4.4
P/B	1.29	1.53	6.0
Weighted average score			4.3

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR5.35%

FCF 5 year CAGR4

Fair value154.37$

Stock price100.35$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	0.00	N/A	1.0
Payout ratio	0.00	N/A	1.0
5-year dividend growth rate	N/A	N/A	1.0
Years of dividend increase	N/A	N/A	1.0
Weighted average score			1.0

Fair Value

$154.37

UndervaluedStock priceOvervalued

$100.35

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Robert Holmes

Country

United States

IPO Date

Employees

1785

Fiscal Year End

January - December

Website

https://texascapitalbank.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.48

2.82

4.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

0.23

0.05

8.0

Debt to Assets

0.03

0.09

9.0

Interest coverage

N/A

Weighted average score

6.4

METRIC

2022

2023

2024

2025

TTM

Total Revenue

1.25B

1.79B

1.93B

2.04B

Gross Profit

N/A

Operating Income

183M

247M

287M

435M

476M

Net Income

332M

189M

78M

330M

365M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

33.45

0.44

Net margin %

25.37

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

19.08

0.00

8.0

Weighted average score

6.0

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

1.05

1.46

3.0

ROE

9.59

14.94

6.0

ROIC

8.03

0.00

6.0

ROCE

N/A

0.00

1.0

Weighted average score

4.0

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

-0.38

-10.48

1.0

Next quarter

4.36

-4.77

2.5

Current year

6.62

8.32

5.5

Next year

6.71

12.55

6.5

Weighted average score

3.9

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

5.56

15.12

17.31

-2.18

6.0

Y/Y

9.85

15.82

48.12

7.3

3y average

18.15

74.66

107.98

54.09

9.8

5y average

11.95

107.6

133.8

1.6

7.5

Weighted average score

7.7

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

12.91

11.16

5.8

PEG (5yr expected)

N/A

98.42

1.0

P/S

3.37

4.4

P/B

1.29

1.53

6.0

Weighted average score

4.3

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

0.00

N/A

1.0

Payout ratio

0.00

N/A

1.0

5-year dividend growth rate

N/A

1.0

Years of dividend increase

N/A

1.0

Weighted average score

1.0

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

Search stocks

Texas Capital Bancshares, Inc. (TCBI)

Get all premium features to the best stock analysis tool

Finranks

Company

Contact us

Follow us

Texas Capital Bancshares, Inc. (TCBI)

Stock details

About the company

Revenue Breakdown

News

Chart: TCBI

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$154.37

$100.35

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: TCBI

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$154.37

$100.35

Economic Moat