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Pathfinder Bancorp, Inc. (PBHC)
NCM – Real Time Price. Currency in USD
13.01
0.00 (0.00%)
At close: May 11, 2026, 4:00 PM EDT
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NCM – Real Time Price. Currency in USD
13.01
0.00 (0.00%)
At close: May 11, 2026, 4:00 PM EDT
No Data
There are no news for this stock.
Cash reserves $0.0 barely cover the upcoming debt maturities $75.1M
Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity
Debt-to-equity ratio (0.6) is well below the industry average (0.1), showcasing prudent financial management
The company has no interest-bearing debt, showcasing excellent financial strength
| NAME | RATIO | INDUSTRY | 5Y TREND | SCORE |
|---|---|---|---|---|
| Current ratio | 0.07 | 2.82 | 1.0 | |
| Quick ratio | N/A | 2.82 | 1.0 | |
| Debt to Equity | 0.61 | 0.05 | 7.0 | |
| Debt to Assets | 0.05 | 0.09 | 9.0 | |
| Interest coverage | N/A | N/A | 10 | |
| Weighted average score | 5.6 | |||
| METRIC | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Total Revenue | 57M | 73M | 85M | 83M | 81M |
| Gross Profit | N/A | N/A | N/A | N/A | N/A |
| Operating Income | 16M | 12M | 2M | -3M | -5M |
| Net Income | 2M | 2M | 2M | 3M | 3M |
| EBITDA | N/A | N/A | N/A | N/A | N/A |
| NAME | REVENUE GROWTH | EPS GROWTH | SCORE |
|---|---|---|---|
| Current quarter | N/A | N/A | 1.0 |
| Next quarter | N/A | N/A | 1.0 |
| Current year | N/A | N/A | 1.0 |
| Next year | N/A | N/A | 1.0 |
| Weighted average score | 1.0 | ||
| NAME | REVENUE | NET INCOME | EPS | FCF | SCORE |
|---|---|---|---|---|---|
| Q/Q | -6.56 | 429.64 | N/A | -37.82 | 3.3 |
| Y/Y | -8.74 | 316.03 | N/A | 172.16 | 5.5 |
| 3y average | 13.74 | 10 | N/A | -12.46 | 4.0 |
| 5y average | 11.5 | 3.96 | N/A | 6.86 | 4.3 |
| Weighted average score | 4.3 | ||||
| NAME | CURRENT | INDUSTRY | SCORE |
|---|---|---|---|
| Dividend yield | 2.68 | 2.68 | 7.0 |
| Payout ratio | 9.95 | 9.95 | 2.0 |
| 5-year dividend growth rate | 10.76 | 10.76 | 10 |
| Years of dividend increase | 1.00 | 1.00 | 2.0 |
| Weighted average score | 5.3 | ||
| NAME | SCALE | SCORE |
|---|---|---|
| Market share | None | 1.0 |
| Intangible assets | None | 1.0 |
| Switching costs | None | 1.0 |
| Network effect | None | 1.0 |
| Economies of scale | None | 1.0 |
| Weighted average score | 1.0 | |