Mastercard Incorporated (MA)

NYQ – Real Time Price. Currency in USD

558.47

-2.97 (-0.53%)

Market open: Aug 12, 2026, 10:40 AM EDT

564.90

+3.46 (0.62%)

Previous after-hours: Aug 11, 2026, 7:58 PM EDT

Stock details

Previous close: 563.17$
Day's range: 559.36 - 566.77$
52-week range: 464.52 - 601.77$
Volume: 2 644 467
Average volume: 3 436 270
Beta: 0.63
EPS (TTM): 18.21
PE ratio (TTM): 30.98
Forward P/E: 28.24
Market cap: 493 598 304 279
Shares outstanding: 876 464 130
Dividend yield: $0.60 (0.6%)
Next earnings date: 2026-10-22
Sector: Financials
Industry: Credit Services

About the company

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. The company offers products and services for account holders, merchants, financial institutions, digital partners, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payme... read more

CEO: Michael Miebach
Country: United States
IPO Date: 2006-05-25
Employees: 39800
Fiscal Year End: January - December
Website: https://www.mastercard.com

Revenue Breakdown

Payment Network / 59.39%

Value-added Services and Solutions / 40.61%

News

No Data

There are no news for this stock.

Chart: MA

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Overall Score

7.6 / 1076%

Octagon View

Strength & Weakness

Total debt $24.6B significantly exceeds cash reserves ($11.8B), raising financial stability concerns

Total current assets $26.5B exceed Total current liabilities $25.0B, highlighting excellent liquidity

Debt-to-equity ratio (4.4) far exceeds the industry average, reflecting over-leverage

Interest coverage ratio (26x) indicates the company easily manages its debt payments

The company generates positive free cash flow $3.6B, supporting its financial health

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	1.06	10.91	7.0
Quick ratio	1.06	10.10	7.0
Debt to Equity	4.39	3.44	2.0
Debt to Assets	0.43	1.99	5.0
Interest coverage	25.97	71.90	10
Weighted average score			6.2

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	22.22B	25.13B	28.16B	32.84B	35.13B
Gross Profit	21.33B	24.19B	27.12B	31.53B	33.94B
Operating Income	12.58B	14.53B	16.05B	19.73B	20.80B
Net Income	9.93B	11.20B	12.87B	14.97B	16.26B
EBITDA	13.47B	15.47B	17.09B	21.03B	21.99B

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	96.67	64.01	10
Operating margin %	61.03	0.03	10
Net margin %	47.30	-121.55	10
EBITDA margin %	64.36	-20.51	10
Cash flow margin %	41.85	-144.24	10
Weighted average score			10.0

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	29.57	-153.95	10
ROE	217.57	41.47	10
ROIC	58.96	-22.19	10
ROCE	16.48	-1.81	7.0
Weighted average score			9.3

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	12.26	17.67	8.0
Next quarter	13.23	8.83	7.0
Current year	13.61	17.18	8.5
Next year	12.65	15.75	8.5
Weighted average score			8.0

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	10.19	13.03	9.57	35.71	7.8
Y/Y	13.79	18.56	21.45	-19.55	7.0
3y average	13.92	14.67	16.91	15.64	8.5
5y average	16.57	18.76	21.63	21.37	9.5
Weighted average score					8.2

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	30.97	-29.69	4.0
PEG (5yr expected)	1.72	0.88	5.0
P/S	14.35	102.37	6.4
P/B	87.89	-0.46	2.0
Weighted average score			4.4

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR14.37%

FCF 5 year CAGR4

Fair value459.55$

Stock price563.17$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	0.52	0.52	4.0
Payout ratio	16.01	16.01	3.0
5-year dividend growth rate	13.14	13.14	10
Years of dividend increase	13.00	13.00	8.0
Weighted average score			6.3

Fair Value

$459.55

UndervaluedStock priceOvervalued

$563.17

Economic Moat

NAME	SCALE	SCORE
Market share	Wide	9.0
Intangible assets	Wide	8.0
Switching costs	Medium	7.0
Network effect	Wide	9.0
Economies of scale	Wide	9.0
Weighted average score		8.4

About the company

CEO

Michael Miebach

Country

United States

IPO Date

2006-05-25

Employees

39800

Fiscal Year End

January - December

Website

https://www.mastercard.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

1.06

10.91

7.0

Quick ratio

1.06

10.10

7.0

Debt to Equity

4.39

3.44

2.0

Debt to Assets

0.43

1.99

5.0

Interest coverage

25.97

71.90

Weighted average score

6.2

METRIC

2022

2023

2024

2025

TTM

Total Revenue

22.22B

25.13B

28.16B

32.84B

35.13B

Gross Profit

21.33B

24.19B

27.12B

31.53B

33.94B

Operating Income

12.58B

14.53B

16.05B

19.73B

20.80B

Net Income

9.93B

11.20B

12.87B

14.97B

16.26B

EBITDA

13.47B

15.47B

17.09B

21.03B

21.99B

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

96.67

64.01

Operating margin %

61.03

0.03

Net margin %

47.30

-121.55

EBITDA margin %

64.36

-20.51

Cash flow margin %

41.85

-144.24

Weighted average score

10.0

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

29.57

-153.95

ROE

217.57

41.47

ROIC

58.96

-22.19

ROCE

16.48

-1.81

7.0

Weighted average score

9.3

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

12.26

17.67

8.0

Next quarter

13.23

8.83

7.0

Current year

13.61

17.18

8.5

Next year

12.65

15.75

8.5

Weighted average score

8.0

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

10.19

13.03

9.57

35.71

7.8

Y/Y

13.79

18.56

21.45

-19.55

7.0

3y average

13.92

14.67

16.91

15.64

8.5

5y average

16.57

18.76

21.63

21.37

9.5

Weighted average score

8.2

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

30.97

-29.69

4.0

PEG (5yr expected)

1.72

0.88

5.0

P/S

14.35

102.37

6.4

P/B

87.89

-0.46

2.0

Weighted average score

4.4

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

0.52

4.0

Payout ratio

16.01

3.0

5-year dividend growth rate

13.14

Years of dividend increase

13.00

8.0

Weighted average score

6.3

NAME

SCALE

SCORE

Market share

Wide

9.0

Intangible assets

Wide

8.0

Switching costs

Medium

7.0

Network effect

Wide

9.0

Economies of scale

Wide

9.0

Weighted average score

8.4

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Mastercard Incorporated (MA)

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Mastercard Incorporated (MA)

Stock details

About the company

Revenue Breakdown

News

Chart: MA

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$459.55

$563.17

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: MA

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$459.55

$563.17

Economic Moat