J
Joint Stock Company Kaspi.kz (KSPI)
NMS – Real Time Price. Currency in USD
86.38
+0.54 (0.63%)
At close: May 12, 2026, 4:00 PM EDT
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NMS – Real Time Price. Currency in USD
86.38
+0.54 (0.63%)
At close: May 12, 2026, 4:00 PM EDT
No Data
There are no news for this stock.
Cash reserves $0.0 barely cover the upcoming debt maturities $717.7M
Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity
Debt-to-equity ratio (0.1) is well below the industry average (0.4), showcasing prudent financial management
The company has no interest-bearing debt, showcasing excellent financial strength
Negative free cash flow -$2.7B limits the company's ability to reinvest or pay down debt
| NAME | RATIO | INDUSTRY | 5Y TREND | SCORE |
|---|---|---|---|---|
| Current ratio | 0.92 | 2.79 | 6.0 | |
| Quick ratio | N/A | 2.14 | 1.0 | |
| Debt to Equity | 0.15 | 0.37 | 9.0 | |
| Debt to Assets | 0.03 | 18.75 | 9.0 | |
| Interest coverage | N/A | -1.16 | 10 | |
| Weighted average score | 7.0 | |||
| METRIC | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Total Revenue | 2.84B | 4.19B | 5.39B | 7.76B | 7.76B |
| Gross Profit | N/A | N/A | N/A | N/A | N/A |
| Operating Income | 1.56B | 2.24B | 2.73B | 2.55B | 2.56B |
| Net Income | 1.27B | 1.84B | 2.21B | 2.06B | 2.06B |
| EBITDA | N/A | N/A | N/A | N/A | N/A |
| NAME | REVENUE GROWTH | EPS GROWTH | SCORE |
|---|---|---|---|
| Current quarter | 32.49 | -1.06 | 5.5 |
| Next quarter | 29.55 | 10.21 | 8.5 |
| Current year | 21.86 | 10.68 | 8.5 |
| Next year | 15.39 | 12.78 | 8.5 |
| Weighted average score | 7.8 | ||
| NAME | REVENUE | NET INCOME | EPS | FCF | SCORE |
|---|---|---|---|---|---|
| Q/Q | 5.63 | 4.1 | 7.32 | -168.99 | 3.8 |
| Y/Y | 50.04 | -12.85 | -8.9 | -618.73 | 3.3 |
| 3y average | 40.02 | 19.52 | 20.39 | 32.71 | 9.8 |
| 5y average | 38.24 | 28.89 | 29.82 | -99.73 | 7.8 |
| Weighted average score | 6.2 | ||||
| NAME | CURRENT | INDUSTRY | SCORE |
|---|---|---|---|
| Dividend yield | 0.00 | N/A | 1.0 |
| Payout ratio | 0.00 | N/A | 1.0 |
| 5-year dividend growth rate | N/A | N/A | 1.0 |
| Years of dividend increase | N/A | N/A | 1.0 |
| Weighted average score | 1.0 | ||
| NAME | SCALE | SCORE |
|---|---|---|
| Market share | Wide | 9.0 |
| Intangible assets | Wide | 9.0 |
| Switching costs | Wide | 9.0 |
| Network effect | Wide | 8.0 |
| Economies of scale | Wide | 8.0 |
| Weighted average score | 8.6 | |