HDFC Bank Limited (HDB)

NYQ – Real Time Price. Currency in USD

24.04

-0.16 (-0.66%)

At close: May 12, 2026, 4:00 PM EDT

Stock details

Previous close: 25.02INR
Day's range: 24.94 - 25.52INR
52-week range: 23.91 - 39.81INR
Volume: 6 231 539
Average volume: 6 220 447
Beta: 0.89
EPS (TTM): 1.68
PE ratio (TTM): 14.98
Forward P/E: 14.31
Market cap: 127 209 222 700
Shares outstanding: 5 084 301 467
Dividend yield: INR1.28 (1.28%)
Next earnings date: 2026-07-20
Sector: Financials
Industry: Banks - Regional

About the company

HDFC Bank Limited provides banking and financial products and services to individuals and businesses in India, Bahrain, Hong Kong, Singapore, and Dubai. The company operates through Treasury, Retail Banking, Wholesale Banking, Other Banking Business, Insurance Business, and Other segments. It offers savings, salary, current, rural, public provident fund, pension, and demat accounts; fixed and recurring deposits; and safe dep... read more

CEO: Sashidhar Jagdishan
Country: India
IPO Date
Employees: 211178
Fiscal Year End: April - March
Website: https://www.hdfc.bank.in

Revenue Breakdown

Retail Banking - Non Digital Banking / 60.19%

Wholesale Banking / 40.76%

Insurance / 22.86%

News

No Data

There are no news for this stock.

Chart: HDB

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Overall Score

4.5 / 1045%

Financial Strength

5.2

Profitability

4.6

Effectiveness

4.3

Growth

Forecast

4.8

Valuation

3.6

Dividend

Economic Moat

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $62.0B

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (1.0) is near the industry average, reflecting balanced leverage

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	N/A	2.82	1.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	1.00	0.05	6.0
Debt to Assets	0.12	0.09	8.0
Interest coverage	N/A	N/A	10
Weighted average score			5.2

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	25.53B	48.42B	56.14B	56.07B	56.15B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	7.64B	9.23B	11.35B	11.56B	11.54B
Net Income	5.72B	7.74B	8.37B	8.60B	8.59B
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	38.59	0.44	10
Net margin %	28.38	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	N/A	0.00	1.0
Weighted average score			4.6

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	1.67	1.46	3.0
ROE	14.01	14.94	7.0
ROIC	6.35	0.00	6.0
ROCE	N/A	0.00	1.0
Weighted average score			4.3

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	-16.32	-3.8	1.0
Next quarter	5.74	-2.63	3.0
Current year	9.5	11.86	6.5
Next year	14.5	16.11	8.5
Weighted average score			4.8

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	-10.34	0	1.72	N/A	1.5
Y/Y	-8	2.24	0.74	N/A	1.8
3y average	35.17	15.38	2.74	211.15	8.3
5y average	25.04	15.47	6.84	103.83	8.5
Weighted average score					5.0

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	17.60	11.16	4.4
PEG (5yr expected)	N/A	98.42	1.0
P/S	6.57	3.37	3.2
P/B	1.58	1.53	5.6
Weighted average score			3.6

DCF Model

DCF Model PeriodN/A

Discount rateN/A

Perpetual growth rateN/A

Revenue 5 year CAGRN/A

FCF 5 year CAGRN/A

Fair valueN/A

Stock price25.02INR

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	0.00	N/A	1.0
Payout ratio	0.00	N/A	1.0
5-year dividend growth rate	N/A	N/A	1.0
Years of dividend increase	N/A	N/A	1.0
Weighted average score			1.0

Fair Value

$1

UndervaluedStock priceOvervalued

$25.02

Economic Moat

NAME	SCALE	SCORE
Market share	Wide	8.0
Intangible assets	Wide	8.0
Switching costs	Wide	8.0
Network effect	Wide	8.0
Economies of scale	Wide	8.0
Weighted average score		8.0

About the company

CEO

Sashidhar Jagdishan

Country

India

IPO Date

Employees

211178

Fiscal Year End

April - March

Website

https://www.hdfc.bank.in

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

N/A

2.82

1.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

1.00

0.05

6.0

Debt to Assets

0.12

0.09

8.0

Interest coverage

N/A

Weighted average score

5.2

METRIC

2022

2023

2024

2025

TTM

Total Revenue

25.53B

48.42B

56.14B

56.07B

56.15B

Gross Profit

N/A

Operating Income

7.64B

9.23B

11.35B

11.56B

11.54B

Net Income

5.72B

7.74B

8.37B

8.60B

8.59B

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

38.59

0.44

Net margin %

28.38

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

N/A

0.00

1.0

Weighted average score

4.6

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

1.67

1.46

3.0

ROE

14.01

14.94

7.0

ROIC

6.35

0.00

6.0

ROCE

N/A

0.00

1.0

Weighted average score

4.3

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

-16.32

-3.8

1.0

Next quarter

5.74

-2.63

3.0

Current year

9.5

11.86

6.5

Next year

14.5

16.11

8.5

Weighted average score

4.8

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

-10.34

1.72

N/A

1.5

Y/Y

-8

2.24

0.74

N/A

1.8

3y average

35.17

15.38

2.74

211.15

8.3

5y average

25.04

15.47

6.84

103.83

8.5

Weighted average score

5.0

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

17.60

11.16

4.4

PEG (5yr expected)

N/A

98.42

1.0

P/S

6.57

3.37

3.2

P/B

1.58

1.53

5.6

Weighted average score

3.6

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

0.00

N/A

1.0

Payout ratio

0.00

N/A

1.0

5-year dividend growth rate

N/A

1.0

Years of dividend increase

N/A

1.0

Weighted average score

1.0

NAME

SCALE

SCORE

Market share

Wide

8.0

Intangible assets

Wide

8.0

Switching costs

Wide

8.0

Network effect

Wide

8.0

Economies of scale

Wide

8.0

Weighted average score

8.0

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HDFC Bank Limited (HDB)

Stock details

About the company

Revenue Breakdown

News

Chart: HDB

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$1

$25.02

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: HDB

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$1

$25.02

Economic Moat