First Hawaiian, Inc. (FHB)

NMS – Real Time Price. Currency in USD

27.67

+0.20 (0.73%)

Market open: Aug 12, 2026, 1:19 PM EDT

27.51

+0.04 (0.15%)

Previous after-hours: Aug 11, 2026, 7:34 PM EDT

Stock details

Previous close: 27.47$
Day's range: 27.28 - 27.65$
52-week range: 22.65 - 30.58$
Volume: 1 681 617
Average volume: 1 813 528
Beta: 0.45
EPS (TTM): 2.32
PE ratio (TTM): 11.93
Forward P/E: 11.74
Market cap: 3 342 566 920
Shares outstanding: 121 680 631
Dividend yield: $3.79 (3.79%)
Next earnings date: 2026-10-23
Sector: Financials
Industry: Banks - Regional

About the company

First Hawaiian, Inc. operates as a bank holding company for First Hawaiian Bank that provides a range of banking products and services to consumer and commercial customers in the United States. It operates in two segments: Retail Banking and Commercial Banking. The company offers various deposit products, including checking, savings, and time deposit accounts, and other deposit accounts. It also provides residential and comm... read more

CEO: Robert Harrison
Country: United States
IPO Date: 2016-08-04
Employees: 2000
Fiscal Year End: January - December
Website: https://www.fhb.com

Revenue Breakdown

Retail Banking / 71.39%

Commercial Banking / 28.99%

Corporate/Other Segment / -0.38%

News

No Data

There are no news for this stock.

Chart: FHB

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Overall Score

4.4 / 1044%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $0.0

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.0) is near the industry average, reflecting balanced leverage

The company has no interest-bearing debt, showcasing excellent financial strength

The company generates positive free cash flow $7.7M, supporting its financial health

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.08	2.82	1.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	0.00	0.05	10
Debt to Assets	0.00	0.09	10
Interest coverage	N/A	N/A	10
Weighted average score			6.4

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	843M	1.13B	1.17B	1.17B	1.17B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	351M	309M	293M	354M	372M
Net Income	266M	235M	230M	276M	285M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	40.99	0.44	10
Net margin %	31.59	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	4.49	0.00	3.0
Weighted average score			5.0

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	1.16	1.46	3.0
ROE	10.18	14.94	7.0
ROIC	10.13	0.00	7.0
ROCE	N/A	0.00	1.0
Weighted average score			4.5

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	1.28	-0.49	2.0
Next quarter	7.02	6.21	5.0
Current year	4.08	6.38	4.5
Next year	59.32	7.12	7.5
Weighted average score			4.8

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	3.6	8.25	9.09	-95.02	4.3
Y/Y	0.71	0.17	3.45	-93.82	2.3
3y average	12.63	2.15	2.58	-5.62	4.0
5y average	9.45	9.9	10.51	22.71	7.3
Weighted average score					4.5

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	11.86	11.16	6.8
PEG (5yr expected)	N/A	98.42	1.0
P/S	3.88	3.37	4.0
P/B	1.17	1.53	7.0
Weighted average score			4.7

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR3.71%

FCF 5 year CAGR4

Fair value43.21$

Stock price27.5$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	4.04	4.04	9.0
Payout ratio	49.92	49.92	8.0
5-year dividend growth rate	0.00	0.00	1.0
Years of dividend increase	0.00	0.00	1.0
Weighted average score			4.8

Fair Value

$43.21

UndervaluedStock priceOvervalued

$27.5

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Robert Harrison

Country

United States

IPO Date

2016-08-04

Employees

2000

Fiscal Year End

January - December

Website

https://www.fhb.com

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.08

2.82

1.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

0.00

0.05

Debt to Assets

0.00

0.09

Interest coverage

N/A

Weighted average score

6.4

METRIC

2022

2023

2024

2025

TTM

Total Revenue

843M

1.13B

1.17B

Gross Profit

N/A

Operating Income

351M

309M

293M

354M

372M

Net Income

266M

235M

230M

276M

285M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

40.99

0.44

Net margin %

31.59

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

4.49

0.00

3.0

Weighted average score

5.0

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

1.16

1.46

3.0

ROE

10.18

14.94

7.0

ROIC

10.13

0.00

7.0

ROCE

N/A

0.00

1.0

Weighted average score

4.5

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

1.28

-0.49

2.0

Next quarter

7.02

6.21

5.0

Current year

4.08

6.38

4.5

Next year

59.32

7.12

7.5

Weighted average score

4.8

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

3.6

8.25

9.09

-95.02

4.3

Y/Y

0.71

0.17

3.45

-93.82

2.3

3y average

12.63

2.15

2.58

-5.62

4.0

5y average

9.45

9.9

10.51

22.71

7.3

Weighted average score

4.5

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

11.86

11.16

6.8

PEG (5yr expected)

N/A

98.42

1.0

P/S

3.88

3.37

4.0

P/B

1.17

1.53

7.0

Weighted average score

4.7

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

4.04

9.0

Payout ratio

49.92

8.0

5-year dividend growth rate

0.00

1.0

Years of dividend increase

0.00

1.0

Weighted average score

4.8

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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First Hawaiian, Inc. (FHB)

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First Hawaiian, Inc. (FHB)

Stock details

About the company

Revenue Breakdown

News

Chart: FHB

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$43.21

$27.5

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: FHB

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$43.21

$27.5

Economic Moat