Cathay General Bancorp (CATY)

NMS – Real Time Price. Currency in USD

64.11

+0.41 (0.64%)

Market open: Aug 12, 2026, 11:07 AM EDT

63.70

0.00 (0.00%)

Previous after-hours: Aug 11, 2026, 7:34 PM EDT

Stock details

Previous close: 63.41$
Day's range: 62.86 - 63.83$
52-week range: 44.57 - 64.89$
Volume: 300 174
Average volume: 438 089
Beta: 0.34
EPS (TTM): 5.14
PE ratio (TTM): 12.39
Forward P/E: 11.44
Market cap: 4 250 719 566
Shares outstanding: 67 035 477
Dividend yield: $2.27 (2.27%)
Next earnings date: 2026-10-26
Sector: Financials
Industry: Banks - Regional

About the company

Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. It offers savings accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits, and acceptance of checking, savings, demand d... read more

CEO: Chang Liu
Country: United States
IPO Date
Employees: 1268
Fiscal Year End: January - December
Website: https://www.cathaygeneralba...

Revenue Breakdown

Banking and Related Activities / 100.00%

News

No Data

There are no news for this stock.

Chart: CATY

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Overall Score

4.5 / 1045%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $154.2M

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (0.1) is well below the industry average (0.1), showcasing prudent financial management

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.15	2.82	2.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	0.05	0.05	9.0
Debt to Assets	0.01	0.09	10
Interest coverage	N/A	N/A	10
Weighted average score			6.4

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	880M	1.28B	1.39B	1.38B	1.39B
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	477M	404M	318M	390M	452M
Net Income	361M	354M	286M	315M	347M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	53.50	0.44	10
Net margin %	41.54	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	N/A	0.00	1.0
Weighted average score			4.6

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	1.37	1.46	3.0
ROE	11.16	14.94	7.0
ROIC	10.55	0.00	7.0
ROCE	N/A	0.00	1.0
Weighted average score			4.5

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	7.91	27.61	8.0
Next quarter	2.77	8.12	5.0
Current year	8.96	22.07	8.0
Next year	4.53	7	4.5
Weighted average score			6.4

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	2.4	6.13	6.2	75.85	5.8
Y/Y	2.48	19.06	24.55	-0.23	5.8
3y average	17.7	-3.6	-1.04	-6.89	3.0
5y average	13.93	8.08	11.27	5.01	6.5
Weighted average score					5.3

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	12.41	11.16	6.4
PEG (5yr expected)	N/A	98.42	1.0
P/S	4.94	3.37	3.6
P/B	1.39	1.53	5.6
Weighted average score			4.2

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR5.2%

FCF 5 year CAGR4

Fair value82.14$

Stock price63.41$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	2.74	2.74	7.0
Payout ratio	27.34	27.34	4.0
5-year dividend growth rate	1.86	1.86	3.0
Years of dividend increase	0.00	0.00	1.0
Weighted average score			3.8

Fair Value

$82.14

UndervaluedStock priceOvervalued

$63.41

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Chang Liu

Country

United States

IPO Date

Employees

1268

Fiscal Year End

January - December

Website

https://www.cathaygeneralba...

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.15

2.82

2.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

0.05

9.0

Debt to Assets

0.01

0.09

Interest coverage

N/A

Weighted average score

6.4

METRIC

2022

2023

2024

2025

TTM

Total Revenue

880M

1.28B

1.39B

1.38B

1.39B

Gross Profit

N/A

Operating Income

477M

404M

318M

390M

452M

Net Income

361M

354M

286M

315M

347M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

53.50

0.44

Net margin %

41.54

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

N/A

0.00

1.0

Weighted average score

4.6

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

1.37

1.46

3.0

ROE

11.16

14.94

7.0

ROIC

10.55

0.00

7.0

ROCE

N/A

0.00

1.0

Weighted average score

4.5

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

7.91

27.61

8.0

Next quarter

2.77

8.12

5.0

Current year

8.96

22.07

8.0

Next year

4.53

4.5

Weighted average score

6.4

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

2.4

6.13

6.2

75.85

5.8

Y/Y

2.48

19.06

24.55

-0.23

5.8

3y average

17.7

-3.6

-1.04

-6.89

3.0

5y average

13.93

8.08

11.27

5.01

6.5

Weighted average score

5.3

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

12.41

11.16

6.4

PEG (5yr expected)

N/A

98.42

1.0

P/S

4.94

3.37

3.6

P/B

1.39

1.53

5.6

Weighted average score

4.2

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

2.74

7.0

Payout ratio

27.34

4.0

5-year dividend growth rate

1.86

3.0

Years of dividend increase

0.00

1.0

Weighted average score

3.8

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

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Cathay General Bancorp (CATY)

Stock details

About the company

Revenue Breakdown

News

Chart: CATY

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$82.14

$63.41

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: CATY

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$82.14

$63.41

Economic Moat