Bogota Financial Corp. (BSBK)

NCM – Real Time Price. Currency in USD

8.98

+0.01 (0.11%)

Market open: Aug 12, 2026, 9:44 AM EDT

9.09

+0.12 (1.34%)

Previous after-hours: Aug 11, 2026, 4:10 PM EDT

Stock details

Previous close: 9.01$
Day's range: 8.94 - 9.17$
52-week range: 8.1 - 9.55$
Volume: 13 366
Average volume: 11 687
Beta: 0.07
EPS (TTM): 0.21
PE ratio (TTM): 43.8
Forward P/E: N/A
Market cap: 115 818 153
Shares outstanding: 12 854 401
Dividend yield: N/A
Next earnings date: 2026-11-04
Sector: Financials
Industry: Banks - Regional

About the company

Bogota Financial Corp. operates as the bank holding company for Bogota Savings Bank that provides banking products and services in the United States. It offers deposit accounts, including demand accounts, savings accounts, money market accounts, and certificate of deposit accounts. The company also provides one-to four-family residential real estate loans, and commercial real estate and multi-family loans; consumer loans com... read more

CEO: Kevin Pace
Country: United States
IPO Date
Employees: 57
Fiscal Year End: January - December
Website: https://www.bogotasavingsba...

Revenue Breakdown

Retail Banking / 100.00%

News

No Data

There are no news for this stock.

Chart: BSBK

Loading Chart...

Overall Score

2.7 / 1027%

Octagon View

Strength & Weakness

Cash reserves $0.0 barely cover the upcoming debt maturities $151.8M

Total current assets $0.0 are just enough to cover Total current liabilities $0.0, indicating tight liquidity

Debt-to-equity ratio (1.1) is near the industry average, reflecting balanced leverage

The company has no interest-bearing debt, showcasing excellent financial strength

Financial Strength

NAME	RATIO	INDUSTRY	SCORE
Current ratio	0.16	2.82	2.0
Quick ratio	N/A	2.82	1.0
Debt to Equity	1.07	0.05	6.0
Debt to Assets	0.17	0.09	8.0
Interest coverage	N/A	N/A	10
Weighted average score			5.4

Debt to Assets

Financial

Values in USD
(B=Billions, M=Millions, K=Thousands)

Values in USD (B=Billions, M=Millions, K=Thousands)

METRIC	2022	2023	2024	2025	TTM
Total Revenue	31M	38M	34M	45M	43M
Gross Profit	N/A	N/A	N/A	N/A	N/A
Operating Income	9M	480K	-12M	2M	3M
Net Income	7M	643K	-2M	2M	3M
EBITDA	N/A	N/A	N/A	N/A	N/A

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

NAME	RATIO	INDUSTRY	SCORE
Gross margin %	N/A	48.43	1.0
Operating margin %	18.80	0.44	8.0
Net margin %	16.61	32.70	10
EBITDA margin %	N/A	0.00	1.0
Cash flow margin %	N/A	0.00	1.0
Weighted average score			4.2

Net Margin

Effectiveness

NAME	RATIO	INDUSTRY	SCORE
ROA	0.20	1.46	2.0
ROE	1.29	14.94	2.0
ROIC	0.76	0.00	2.0
ROCE	N/A	0.00	1.0
Weighted average score			1.8

Estimated EPS vs Actual EPS

Forecast

NAME	REVENUE GROWTH	EPS GROWTH	SCORE
Current quarter	N/A	N/A	1.0
Next quarter	N/A	N/A	1.0
Current year	N/A	N/A	1.0
Next year	N/A	N/A	1.0
Weighted average score			1.0

Analyst Rating

Growth

NAME	REVENUE	NET INCOME	EPS	FCF	SCORE
Q/Q	-5.17	5.89	N/A	-29.12	2.0
Y/Y	-5.41	233.13	N/A	928.73	5.5
3y average	14.05	-110.69	N/A	-94.52	2.8
5y average	13.87	-15.4	N/A	-27.95	2.8
Weighted average score					3.3

Revenue Growth Rate vs. Industry

Valuation

NAME	RATIO	INDUSTRY	SCORE
P/E	42.90	11.16	2.8
PEG (5yr expected)	N/A	98.42	1.0
P/S	6.32	3.37	3.2
P/B	0.79	1.53	8.4
Weighted average score			3.9

DCF Model

DCF Model Period5 years

Discount rate9%

Perpetual growth rate3%

Revenue 5 year CAGR13.87%

FCF 5 year CAGR4

Fair value8.46$

Stock price9.01$

Dividend

NAME	CURRENT	INDUSTRY	SCORE
Dividend yield	0.00	N/A	1.0
Payout ratio	0.00	N/A	1.0
5-year dividend growth rate	N/A	N/A	1.0
Years of dividend increase	N/A	N/A	1.0
Weighted average score			1.0

Fair Value

$8.46

UndervaluedStock priceOvervalued

$9.01

Economic Moat

NAME	SCALE	SCORE
Market share	None	1.0
Intangible assets	None	1.0
Switching costs	None	1.0
Network effect	None	1.0
Economies of scale	None	1.0
Weighted average score		1.0

About the company

CEO

Kevin Pace

Country

United States

IPO Date

Employees

Fiscal Year End

January - December

Website

https://www.bogotasavingsba...

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Current ratio

0.16

2.82

2.0

Quick ratio

N/A

2.82

1.0

Debt to Equity

1.07

0.05

6.0

Debt to Assets

0.17

0.09

8.0

Interest coverage

N/A

Weighted average score

5.4

METRIC

2022

2023

2024

2025

TTM

Total Revenue

31M

38M

34M

45M

43M

Gross Profit

N/A

Operating Income

480K

-12M

Net Income

643K

-2M

EBITDA

N/A

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

Gross margin %

N/A

48.43

1.0

Operating margin %

18.80

0.44

8.0

Net margin %

16.61

32.70

EBITDA margin %

N/A

0.00

1.0

Cash flow margin %

N/A

0.00

1.0

Weighted average score

4.2

NAME

RATIO

INDUSTRY

5Y TREND

SCORE

ROA

0.20

1.46

2.0

ROE

1.29

14.94

2.0

ROIC

0.76

0.00

2.0

ROCE

N/A

0.00

1.0

Weighted average score

1.8

NAME

REVENUE GROWTH

EPS GROWTH

SCORE

Current quarter

N/A

1.0

Next quarter

N/A

1.0

Current year

N/A

1.0

Next year

N/A

1.0

Weighted average score

1.0

NAME

REVENUE

NET INCOME

EPS

FCF

SCORE

Q/Q

-5.17

5.89

N/A

-29.12

2.0

Y/Y

-5.41

233.13

N/A

928.73

5.5

3y average

14.05

-110.69

N/A

-94.52

2.8

5y average

13.87

-15.4

N/A

-27.95

2.8

Weighted average score

3.3

NAME

RATIO

INDUSTRY

5Q TREND

SCORE

P/E

42.90

11.16

2.8

PEG (5yr expected)

N/A

98.42

1.0

P/S

6.32

3.37

3.2

P/B

0.79

1.53

8.4

Weighted average score

3.9

NAME

CURRENT

INDUSTRY

SCORE

Dividend yield

0.00

N/A

1.0

Payout ratio

0.00

N/A

1.0

5-year dividend growth rate

N/A

1.0

Years of dividend increase

N/A

1.0

Weighted average score

1.0

NAME

SCALE

SCORE

Market share

None

1.0

Intangible assets

None

1.0

Switching costs

None

1.0

Network effect

None

1.0

Economies of scale

None

1.0

Weighted average score

1.0

Search stocks

Bogota Financial Corp. (BSBK)

Get all premium features to the best stock analysis tool

Finranks

Company

Contact us

Follow us

Bogota Financial Corp. (BSBK)

Stock details

About the company

Revenue Breakdown

News

Chart: BSBK

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$8.46

$9.01

Economic Moat

Stock details

About the company

Revenue Breakdown

News

Chart: BSBK

Overall Score

Octagon View

Strength & Weakness

Financial Strength

Debt to Assets

Financial

Current Ratio

Revenue & Net Income

Cashflow

Margin Ratios

Profitability

Net Margin

Effectiveness

Estimated EPS vs Actual EPS

Forecast

Analyst Rating

Growth

Revenue Growth Rate vs. Industry

Valuation

DCF Model

Dividend

Fair Value

$8.46

$9.01

Economic Moat